Insurance: 10 month accelerator

[Tiger]

is it worth doing this rather than normal 12 month? whats the differences, i heard some companies wont accept a 10 month as a full years no claims?



cheers



Tony

 

[Piper]

This is true, some places wont take it. But again it depends how young you are and whether the saving is worth it for you. It was for me

 

[McBunny]

it seems only crappy companies do the 10 month ones (from what i have found) most good companies wont take it as a years ncb either and the original companie will charge you the earth usually for the second year

 

[Guilbert]

I had that with elephant. And when they send the proof of no claims for your next insurer, it says 1 year, not 10 months. so the new company shouldnt know unless you tell them.

I moved over to admiral this year, and went for the 12 months, and had no problems.

 

[McBunny]

they are the same company the pirate and the elephant


the gf was lucky she took a policy with morethan with 1 years nxb at the end of the second year it came back saying 3 years ncb lol but then she found out she wasnt covered for driving to work !!!

 

[Tiger]

im starting to feel old, i got a renewal quote for my williams and its 393 quid TPFT lol thats with sainsburys

 

[Big G]

I asked Admiral about this 10 month bonus accelerator and what it would say on my letter if i asked for proof of no claims.

They confirmed it would read "1 year" and not "10 months".

 

[Piper]

Ive changed from Endsleigh to Elephant to insure my Williams, and Endsleigh said they would except the 10 month as a year for next years insurance.

 

[Dazz]

It all depends on your circumstances mate. Ive got a 10 month policy at the moment with Admiral and its fine.

Like everyone else has said the certificate will say 1 years ncb so everyone will accept it.

Theres some info here about 10 month schemes: http://www.carinsuranceexplained.com/car_insurance_explained/10_month_bonus_accelerator_insurance.htmCIE

HTH