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Insurance cheque issue

Car  Evo 6, E92 320d
Due to my write off a couple weeks ago my insuurance co. has sent me a cheque for a settlement figure, thing is i have not agreed to a final agreement figure and i can't call them due to phone issues(their end). This happened to anybody else?
 
dont cash the cheque, automatically is acknowledged as acceptance of final pay-out.

Hang fire, and try to contact them
 
All sorted now, apparantly they send them out when they make an offer, managed to get another £500 off them too:)
 
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