Insurance companies - please help me understand?

[Chapster5]

Ok so last night out of interest I got a quote on my Astra for the misses on her own. She got a provisional for Christmas which came this week so she's owned it less than a month. I stated this on all the details I thought looking £2000+ it came back... £600 :/.

I did it for myself, 4 years driving 3 years no claims and I'm a year older than her... £830?

So please how does this work or is it a random figure generated? I'm failing to understand its calculated on risk is this based on she probably won't have an Astra for her first car? Or what?

Cheers!

 

[Djw John]

Because she won't be driving it on her own. Once she gets a licence it'll get more expensive.

 

[George182]

I wouldn't have thought people on provisional licenses are actually that much of a risk?

Specifically as they must have an experienced driver with them at all times.

 

[TheEvilGiraffe]

Do another quote pretending she passed her test yesterday...

 

[bloke]

this sums it up

 

[Chapster5]

Ah put her to full uk manual less than a month holding it and its £1500 still not a bad price for a first car kind of thing my Clio was £2200 for me on my own!

 

[skyinsurance]

We offer annual and temporary learner driver insurance so feel free to get in touch.

As mentioned, the risk difference between a provisional driver and a new driver is huge.

Thanks

Ollie
Sky Insurance
Tel: 01707 6425562

 

[Chapster5]

We offer annual and temporary learner driver insurance so feel free to get in touch.

As mentioned, the risk difference between a provisional driver and a new driver is huge.

Thanks

(I'm assuming with my car being modified it would cost quite a bit)

Ollie
Sky Insurance
Tel: 01707 6425562

Cheers Ollie!

Shall definitely keep it in mind when we get some money together again Christmas has crippled us lol the joys of monthly wages.