But if you have an accident and they find out you have been lying then they wont cover you. I'm pretty sure they could ask you to prove it if they wanted to, if you refused they just wouldnt insure you, simpleevery company gives different quotes for different people they all have cheap and expensive ones but there is a trick to it tell them your an accountant and married.. and more but this isnt alligal as they cant ask you to prove these because its private.. and also try lloyds tsb insurance. alperin