Insurance Due soon

[rory182]

24, 4 years NCB, un-modded 182, parents as named drivers.

Elephant renewal quote is £570 for 10 month bonus accelerator.

With 4 years NCB I don't want / need a bonus accelerator so I've been getting quotes for the 12 months.

Confused returned Admiral as best as usual, £570 for 12 months.

Greenlight returned £670 (but I've yet to add my parents as named drivers to that quote).

Bell Direct returned £550 for 12 months.

So I'll be able to get Elephant down to £550 and get the extra 2 months out of them, I'm certain of that.

Question is... should I protect my 4 years NCB??

It'll cost me an extra £100 or so to protect it, what u think?

 

[Saner]

Have you tryed NOT adding your parents? As the older you get with most companies it costs you more to insure them, not the sneeky discount you could get in the past.

 

[Ross M]

i would say deffintely protect your no claims.

 

[rory182]

Have you tryed NOT adding your parents? As the older you get with most companies it costs you more to insure them, not the sneeky discount you could get in the past.

havent tried it on elephant etc but greenlight are £100 dearer without adding my folks.

 

[seb]

yeah i have always protected my no claims. I am hopefully looking at bout 640 for next years renewal.

 

[Griff]

Protect my NC's too.

 

[msa197]

Worth the next £100 to protect.

I'm paying £550 with Greenlight

 

[rory182]

Cool and ur 23 I see (Seb), and must have more than 4 years NCB? I can get mine protected for £670

same as I paid last year for 10months on bonus accelerator, not protected.

 

[Blue4Ever]

Mines dearer with either or both of my oarents as named drivers. I'd also say go protected, you might think is it worth it, ehat are the chances etc, etc. But it only takes one bump and they're gone and booom, up go's your premium!

 

[Pumpkin]

Always protect your no claims you wouldn't want to start from scrath again

 

[rory182]

ohhhhhhh Adrian Flux have quoted £520

 

[rory182]

Adrian FLux quote was from Royal and SUn Alliance and didnt include protected NCB, so asked them to quote with protected NCB, they said £580 but thats with a £500 excess...

Called Elephant to bargain, they quoted me £710 initially for 12 months with protected NCB and £300 excess, got them down to £620.

So I think, yet again, I'll stick with Elephant!

 

[jonnyjogpants]

elephant are good i just rang for a quote

they insure all mods on my car but would only ever pay out for what the car is worth from the factory,,, be careful for this as mods can be a pain to insure. i would alway insure protected bonus who wants to start over again. i want my mod like for like personally (valued
).....

 

[Ja5on]

rory im wi greenlight when I put my parents on my policy It didny change the price on it.

When I got a quote from efalump and added my parents they took of £300.

dunno why