Insurance Query

[Beef-Mc]

I am currently awaiting to hear from my insurance to find out how much I will get for my car as it has been declared a right off.

Will the insurance company give me a final figure which I must accept, or can I reject it and use ad's from autotrader to improve my position if the final value they offer is too low?

 

[Gally]

You can reject it.

Give me details mate. Mileage and year and reg.

What insurance company are you with?

 

[Beef-Mc]

I'll Pm you with the reg and mileage.

I'm with Bell Insurance, been pretty faultless so far.

 

[skyinsurance]

If you feel the offer is too low then yes you should definitely reject it.

 

[StevenMc29]

I rejected my initial one and tried to improve it with prices from autotrader etc. Bumped it up a wee bit but nowhere near autotrader prices.

 

[Beef-Mc]

First offer was 2.9

 

[Gally]

What was the figures I gave you Beef?

Did he take off money for old damage ect...?

I think mines was 3.2k or more.

 

[Beef-Mc]

3.1 there now offering, your retail figure was 4295.

 

[Gally]

Pmsl! 4295! That seems high.

So how does he get so low? Did you mention glass' guide figures?

 

[Beef-Mc]

Mentioned the figure, no change at all, it's a guideline supposedly.

Claim they havent recieved my service history either, so it's a good thing I photocopied it before I sent it.