insurance.. strange

[DKoo2009]

been looking at insurance quotes this morning for pure hell of it

im playing 1500 for my 1.2 clio ph2

i saw a really nice 206 2.0 HDI turbo this morning, wouldnt buy it but got an insurance quote of only 1300 for the year

im guessing engine size dosent really change an insurance quote much, thoughts?

 

[Curtis!]

Whats your age/area risk/ncb etc mate?

 

[Inactive]

Very strange tbh... although i no its cheaper to insure a V6 jag.. than it is my clio

 

[DKoo2009]

i honestly dont get insurance i never have and no doubt never will.... they want 6 grand of me for a 172, but will insure a 2ltr turbo 206 for next to nothing

also... a ford focus 1.8 is cheaper than my clio :S

 

[DKoo2009]

Whats your age/area risk/ncb etc mate?

im 19
north wales so not really high risk
0 NCB
driving less than a year
use of 1 other verhcle
GF as named driver

 

[oz_clio]

i would be putting parents, aunts, anyone old as a named driver to get it down

 

[Alan]

Try taking your misses off it, may bring the quote down.

 

[steven.m]

As Alan, I was gonna put my girlfriend on but was gonna cost a fair bit extra because she has never had her own policy before.

 

[DKoo2009]

putting my gf on my policy brings it down no matter what insurance compery lol..

 

[cat171]

Basically it comes down to how many of the cars are written off & stolen in your area etc, plus how much it'll cost to repair the car.

Some (including myself) have had some cracking quotes (well sub 1k) on some pretty expensive cars.

 

[Tim@ChrisKnott]

It's usually the grouping of the car and the year of registration that is taken into account when we and most insurance companies quote.

 

[Aluco]

It's usually the grouping of the car and the year of registration that is taken into account when we and most insurance companies quote.

For example which year plated 182 is the cheapest to insure in a ls18 postcode :rasp: ?

 

[Brett]

i honestly dont get insurance i never have and no doubt never will.... they want 6 grand of me for a 172, but will insure a 2ltr turbo 206 for next to nothing

also... a ford focus 1.8 is cheaper than my clio :S

The 172 is 170bhp and the 206 is 90bhp. Engine size isn't relevent.

 

[b1lly]

i cant get my head around how much some of you pay for your insurance i've never paid more than £500 fully comp...........started driving when i was 18 and with my own insurance policy

i'm dreading it when my eldest wants to start driving in 3 years time, i'll be telling him to get on your bike, literally lol

 

[Gumby]

What I don't understand:

1.4 16v Clio (2000) = £360
E320 CDI (02 plate) = £300