Insurance ?

[rollerdan]

Any of you guys know any good tips
On how to get your insurance down?

Cheapest i got is

2,045 with nfu who i hve been with for 3 years since i started driving .

Im an additional driver on my mother policy

 

[Revels]

You need to get proper insurance then.

On your mothers policy when you're driving the car all the time is illegal.

 

[skyinsurance]

If that named driver experience is claim free then you are welcome to give us a try but you need to pay attention to what Revels advises, if you have a claim in your car whilst driving under your mother's insurance policy, you could open yourself up to a world of pain.

http://www.skyinsurance.co.uk/car-club-insurance.html

 

[p@blo]

Im an additional driver on my mother policy

You need to get proper insurance then.

On your mothers policy when you're driving the car all the time is illegal.

Have car. Can't afford insurance. Ingenious.

 

[slob]

So why take a customers money as a named driver. Then proceed to not pay up in the result of the named driver claiming.

Why offer such a product?

 

[skyinsurance]

So why take a customers money as a named driver. Then proceed to not pay up in the result of the named driver claiming.

Why offer such a product?

There are many genuine cases out there.

If we get someone who wants to insure their car this way, generally we say no you need to out it in your own name. Luckily we can work with claim free named driver experience and offer intro discounts based on this.

 

[p@blo]

So why take a customers money as a named driver. Then proceed to not pay up in the result of the named driver claiming.

Why offer such a product?

You sound mad bro... :,,(

Do a search.

 

[@Spoonie]

So why take a customers money as a named driver. Then proceed to not pay up in the result of the named driver claiming.

Why offer such a product?

Named driver is someone that occasionally used the car. It's valid situation for many people, for example me and my wife.

 

[slob]

How do I sound mad? I don't really care anyway. I fronted for four years and saved a packet and bought my 172 with the money I saved. It's always my advice to the poor people paying £2500 ect, wouldn't be me that's for sure.

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

 

[R18 RHT]

How do I sound mad? I don't really care anyway. I fronted for four years and saved a packet and bought my 172 with the money I saved. It's always my advice to the poor people paying £2500 ect, wouldn't be me that's for sure.

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

They can get proof if they really wanted, I'm sure I've read somewhere about PIs being used. Understandable with the amount of money involed. What would have happened if you had to claim and they knew you was the main user?

 

[skyinsurance]

How do I sound mad? I don't really care anyway. I fronted for four years and saved a packet and bought my 172 with the money I saved. It's always my advice to the poor people paying £2500 ect, wouldn't be me that's for sure.

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

It's all well and good until you have a fault claim. Probably not the best advice to offer anyone, to be perfectly honest with you.

 

[Addicted]

How do I sound mad? I don't really care anyway. I fronted for four years and saved a packet and bought my 172 with the money I saved. It's always my advice to the poor people paying £2500 ect, wouldn't be me that's for sure.

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

You sound like an idiot. Maybe this thread isn't for you, giving such poor and illegal advice.

 

[p@blo]

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

I <3 your posts. They're so ridiculous :rofl:

Not seeing how having a project thread up on a car forum really helps with illegally 'fronting' an insurance policy.

Hi, this is my Mum's car. Honest.

Am I missing something here? :S

 

[Owen92]

How do I sound mad? I don't really care anyway. I fronted for four years and saved a packet and bought my 172 with the money I saved. It's always my advice to the poor people paying £2500 ect, wouldn't be me that's for sure.

No Mods= No proof.

Play the game, cause they are playing you my friend!

Ok that does Sound a bit mad lol.

Admitted being fraudulent on a public forum -Check
Admitting driving around using a void insurance on a public forum - Check
Giving out atrocious advice to encourage someone to fraudulently obtain insurance- Check
This is one of the reasons why peoples insurance is so high. If you haven't got good advice then don't give advice.

The high cost of insurance is something we all have to put up with. If you don't like it and don't want to take out a valid policy, don't drive.

 

[R18 RHT]

Tbh I find it better just to pay the silly prices and drive sensibly. My first year driving, I had 1.0L polo6n2, cost me £1400 to buy, but £2350 to insure! Touch wood, come March I'll have 4years NCB and expecting my renewal(currently paying $1400) to be about £600. The sooner you take the plunge the sooner you will have decent insurance costs. Come renewal time I'll be able able to get an MPS/RS Megane insured for ~£1200. I feel that's more than fair at 21.

 

[Starlet_gt]

If you can't afford it, don't buy the car? Isn't it pretty simple?

 

[Kyle92]

You still pay over 2k and you think you saved a packet? I've been driving less than 2 years on a full license and my renewal in may was £695, on my own policy. If you can't afford it sell your 182 and get something you can afford to drive without breaking the law. I'm 19 too.

 

[slob]

Admitted being fraudulent on a public forum -Check
Admitting driving around using a void insurance on a public forum - Check
Giving out atrocious advice to encourage someone to fraudulently obtain insurance- Check
This is one of the reasons why peoples insurance is so high. If you haven't got good advice then don't give advice.

The high cost of insurance is something we all have to put up with. If you don't like it and don't want to take out a valid policy, don't drive.

I have 4years no claims on my own policy.

I couldn't give a toss about admitting driving around on a "void "policy 5 years ago you pansy.

Until someone tells me how the insurance wont pay up if a named driver makes a claim I will stand corrected. What proof do they have someone was driving all the time? or popping out to buy a pint of milk for their mum.

 

[Owen92]

I have 4years no claims on my own policy.

I couldn't give a toss about admitting driving around on a "void "policy 5 years ago you pansy.

Until someone tells me how the insurance wont pay up if a named driver makes a claim I will stand corrected. What proof do they have someone was driving all the time? or popping out to buy a buy a pint of milk for their mum.

Resulting to homophobic comments because you don't have an answer for committing insurance fraud. Boy you just get better and better.

 

[p@blo]

I have 4years no claims on my own policy.

I couldn't give a toss about admitting driving around on a "void "policy 5 years ago you pansy.

Until someone tells me how the insurance wont pay up if a named driver makes a claim I will stand corrected. What proof do they have someone was driving all the time? or popping out to buy a pint of milk for their mum.

Are you still talking? :boring:

 

[LiamR172]

Not that i think its right or anything.

Genuine question, how would they know if someone had insured their car through a parent? If the car is standard etc.

Would be pretty obvious if it was modified.

And before anyone says anything, ive got my own policy in my own name!

 

[slob]

I have 4years no claims on my own policy.

I couldn't give a toss about admitting driving around on a "void "policy 5 years ago you pansy.

Until someone tells me how the insurance wont pay up if a named driver makes a claim I will stand corrected. What proof do they have someone was driving all the time? or popping out to buy a pint of milk for their mum.

 

[Revels]

What proof do they have someone was driving all the time? or popping out to buy a pint of milk for their mum.

They'll speak to neighbours. Ask your boss what you drive to work in. Check on here as you've got club stickers on it.

But a 172 on coilovers, different alloys and a Nurburgring/car club sticker on isn't going to belong to your Mummy.

 

[Owen92]

They'll speak to neighbours. Ask your boss what you drive to work in. [/QUOTE]
This, even on a standard car

 

[p@blo]

They'll speak to neighbours. Ask your boss what you drive to work in. Check on here as you've got club stickers on it.

But a 172 on coilovers, different alloys and a Nurburgring/car club sticker on isn't going to belong to your Mummy.

Agreed.

Im an additional driver on my mother policy

Not seeing how having a project thread up on a car forum really helps with illegally 'fronting' an insurance policy.

Hi, this is my Mum's car. Honest.

#doublefacepalm

 

[LiamR172]

So if you want to do this then you need to pay the insurance, neignhbours AND your boss to keep quiet!

Better off doing it legally

 

[Matt W]

Love these threads.

 

[skyinsurance]

Its more a case of you proving you are not fronting the policy. Some people will get away with it, the people who don't however are the ones who will bitterly regret fraudulently insuring their car.
Someone else said it, if you cannot afford to be on the road legally, then dont bother.

 

[Struggler]

lol at the epic fail idiot boasting about how tight he is!!

also try swapping the names around and putting yourself as the main driving.

Many insurance companies automatically hike the price when it looks like they may be fronting (ie new driver as named on a beaten up old car thats only just been bought).

and yes they do ask neighbours and such who drives the car most etc,

 

[DrR]

Not gonna lie, I fronted for first few years of my driving, but then didn't know it was wrong, and I had no issues when I had to claim.

Reckon I saved over £3k doing it.

 

[slob]

Not gonna lie, I fronted for first few years of my driving, but then didn't know it was wrong, and I had no issues when I had to claim.

Reckon I saved over £3k doing it.

I claimed also with no problems and it was my fault.

I would hardly say that saving thousands of pounds as being tight.

 

[@Spoonie]

I claimed also with no problems and it was my fault.

I would hardly say that saving thousands of pounds as being tight.

Well done. You win at life.

 

[skyinsurance]

Some people will get away with it, the people who don't however are the ones who will bitterly regret fraudulently insuring their car.

.

 

[Sindri]

Similar comment previously mentioned above, my bad.

 

[p@blo]

No comment from the OP yet?

See his Mum's after a phase 1 gearstick for her car now.