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Fiesta ST
[Edited by jimmyriddle on 26 June 2005 at 3:30am]
Fiesta ST
end of the day dick head he insured!! hes got tax! he got MOT! lowest option the better!!!!!!!!!!!!!!!!!!!!!! you keep drivin your RS round them country roads!
Fiesta ST
you tell me how the f**k they would prove it? hes a NAMED DRIVER!! therfore hes insured! go to bed muppet
Hes a named driver not a main driver!! The named driver should not drive the vehicle insured more than the main driver, if they do the main driver is the driver using the car most, the insurance policy is then inaccurate and hence void!!
You can use as many swear words as you like you cant win because you are wrong!!
Fiesta ST
lol prove it?? you just dont grasp it dont ya??
f**kin hell mate apply for a job at a insuance company! you love them that much!
as long as your insured through whoever do it! cheapest the better! as long as your not gunna f**k anyone else over thats OK!!
Fiesta ST
because my dad would pretty boy! my dads a east cost rude boy!
he loves all that sh*t! pay out insurance!
Fiesta ST
i really dont see the harm in it myself, i see where your coming from.
jimmyriddle - as above, they dont need to prove anything, but a 2nd policy is usually a very good clue as to who the main driver of the car really is, and lets face it, if youre on daddys insurance, its bound to be because he has years more experience, therefore likely to have a car and policy of his own
you really need to open your eyes and remove your head from your rectum and look at it from a mature sensible point of view
Fiesta ST
lol i am! ive got my own policy but i see why the lad wants to do it, i have so much trouble getting insurance that doesnt cost a fortune! and i see myself as a experienced driver, and my eyes are quite clearly open matey, if you wanna be a saint and pay top whack then you do so! more fool you.
what you drive and where you live? its simple the only people who have a problem with it are people who dont have high premiums.
I dont understand. I have just turned 20 and have been driving 2 and a half years, With a clean lience, I also have 2 years no claims and have always had my own insurance. I am Picking up my Clio 182 next month and my insurance quote with admiral is £1239 fully comp in my own name. Which i thought was a great price.
Fiesta ST
whats wrong with my attitude?? im also in a high band area! my girlfriend is the second driver on my policy and does use the car everyday, if she had a smash the insurance would pay out, trust me, if your willing to bend over and get f**ked by the insurance company then thats your decission. Depends who you are really, like you say your mum had a crash and the insurance company did everything they could to f**k your mum over, that the way they are! so if you can bend the rules and not pay them as much i dont see the harm. i know where everyone is coming from but thats my view on it.
F.A.O. Rs steve........didnt mean to be so offensive mate
Just thought i would put my two pennies worth in.
at 18 i passed my test, had a 1.1 fiesta, but there was still no way that i could afford insurance under my name the quotes were ridiclous! so therefore i went under my dads name (awaits the grilling) but to be fair, its the only way i could get onto the ladder, i was aware of the issues! to be fair i cant remeber one person at my 6th form who wasnt under their parents name, except one! who was only paying a slight more then myself! through PASS PLUSS! i was paying £500 TPFT under my dads name, and this lad was paying £700-800 TPFT under norwhich union with PASS PLUS!
i got myself pass pluss, later than year, but my car got wrote off (not my fault, wasnt seen as my fualt in eyes of insurers either, as i was hit from behind!) i got myself a 1.4 RT finished the policy under my dads name, then went onto insure myself at quite a reaseonable quote, i think im now paying £500 TPFT, with pass pluss, 0NCB under ASDA.
Ok my point isnt that valid ut at the end of the day when my brother passes his test, i would advise him to get pass pluss and get a car with a very low IG. im 20, im gagging for more power, but you have to know you limits, yes we are getting ripped off by insurance companys, they make millions out of us each year (and please nobody turn around and tell me they make large loses, coz thats bollox! at the end of the year there outgoings are no where near as big as profits) but my point is get on the ladder which ever way you can, just dont be silly about it.
i see loads of lads my age driving about in 2L cars, thinking their the mutz nuts, what are they gonno do race me down the 30mph high street? and most of the time they dont even know how to drive their cars anyway. you want performance, we all do, but is your max jounry gonno be 100 miles round trip couple times a year and alot of town driving? or will you be driving up and down the country on A roads and Motorways?!
[Edited by kingJimBob on 26 June 2005 at 1:03pm]
fair play to you guys, you all are making a valid point. i know loads of guys that have had accidents and they are the named drivers of their cars, an they all go through accident managment companies and not one of them have had problems with insurance whether its their fault or the 3rd parties.
what do you say to this then? why have they had no problems?
Fiesta ST
i just suppose its what situation your in, if you get a £200 pound banger and the insurance is 800 quid or so your not gunna do it are ya, its impossible for people to cope when its like that.
