just got an insurance quote for a 182

[Anni182]

how the hell do you lot my age (19) afford insurance on a sport?! cheapest i've got is £5,600! unbelievable!

 

[Day]

That's cos you're a high risk!

Doesn't exactly get cheap when you are 26 either

 

[Fred@BTM]

they don't live in the ghetto??

 

[Griff]

Hint.. There's an insurance section

(moving......)

 

[Anni182]

oi, i live in a nice area actually..

 

[Bubbles]

how many years no claims??

I have 3 years no claims and i pay around 600 for mine

but then i also live in a small village, i could leave all the doors open on my car and one of the neighbours would knock on the door to tell me

 

[seb]

Hint.. There's an insurance section

(moving......)

beat me to it!!

 

[Guy]

i honestly cant understand how people on here under 20 can insure one..

i had a RIGHT nightmare trying to insure mine at 20 with 2 years no claims and cheapest i could get was 1750, most pleaces were quoting 5k+ or refusing to quote me till im 21..

 

[Anni182]

i honestly cant understand how people on here under 20 can insure one..

i had a RIGHT nightmare trying to insure mine at 20 with 2 years no claims and cheapest i could get was 1750, most pleaces were quoting 5k+ or refusing to quote me till im 21..

yeah..i cant understand it either!
my ex got a quote for a 172 i think, last year..he's 20 and it was like 9k! wtf?!

 

[Anni182]

how many years no claims??

I have 3 years no claims and i pay around 600 for mine

but then i also live in a small village, i could leave all the doors open on my car and one of the neighbours would knock on the door to tell me

that sounds cheap!
no years no claims unfortunately, been driving 2 years but on daddy's insurance..

 

[Griff]

Unless you -

A, Have a money tree (well rich parents)
B, Insure it in someone elses name and add yourself as a named driver
C, Go with an insurance company no-one's ever heard of
D, Have serious restrictions imposed on your policy

It's not really going to happen.

 

[Bubbles]

no years no claims unfortunately, been driving 2 years but on daddy's insurance..

There you go then...

Dont understand why people go on their parents insurance, yeah it might be cheaper.. but it f***s you in the arse eventually, you gota pay for it sometime

 

[Turkish]

Least she has a set of tits that normally good for about a 50% reduction compared to a bloke of the same age/area/experience/NCD etc. Meanwhile we get dryhumped even worse.

 

[Anni182]

There you go then...

Dont understand why people go on their parents insurance, yeah it might be cheaper.. but it f**ks you in the arse eventually, you gota pay for it sometime

because at 17 why pay over a grand on a small car when u can get it in ure dads name for less than half the price? if i was working maybe, but im doing my a levels..

 

[Anni182]

Least she has a set of tits that normally good for about a 50% reduction compared to a bloke of the same age/area/experience/NCD etc. Meanwhile we get dryhumped even worse.

yeah, true!

 

[Bubbles]

because at 17 why pay over a grand on a small car when u can get it in ure dads name for less than half the price? if i was working maybe, but im doing my a levels..

Some of us studied, had a job.. did well for ourselves and ran a car

i guess if i could get an easy ride id take it.. but as i said you have to pay for it eventually

Direct line now do a thing where if your a named driver on someone elses policy you still get the years no claims, thats pretty cool

 

[Anni182]

Some of us studied, had a job.. did well for ourselves and ran a car

good for you. this isnt about personal matters, was just pointing out that it must be hard for 19 yr olds to be insured on them on here and they must be paying a lot, im not exactly buying one or anything..

 

[Anni182]

i dont mind the fact i have to pay for it when im in my 20's, ill be able to afford to pay it then anyway. but for example, on my 1.3 ka..insurance in my own name last year was well over a grand, this year it's only 770, still with no claims discount, im just a year older..so its not all bad!

 

[Griff]

Direct line now do a thing where if your a named driver on someone elses policy you still get the years no claims, thats pretty cool

While you're with DL. It doesn't count as traditional no claims once you leave them.

(just wanted to add that )

 

[Bubbles]

ah ok, there quite cheap though? not the same when it comes to renewal time though

 

[Anni182]

While you're with DL. It doesn't count as traditional no claims once you leave them.

(just wanted to add that )

theres always a con!

got a quote with them anyway and it was considerably higher than norwich union who im with atm, so wasnt worth it

 

[Griff]

ah ok, there quite cheap though?

I'm paying £470 (protected no claims) with Direct Line.

It's not a bad price but I'm 28, have 8 years no claims and live in an apartment with walled gardens/secure parking so I'm currently looking for a new insurer.

 

[sn00p]

I'm paying £470 (protected no claims) with Direct Line.

It's not a bad price but I'm 28, have 8 years no claims and live in an apartment with walled gardens/secure parking so I'm currently looking for a new insurer.

Give or take the same as me, £430, secure parking, 13K miles/year, could have had it for around £410 without guaranteed courtesy car etc.

This year was the first time it ever went down on it's own, usually I have to change insurers each year, this was the cheapest quote I could find.

 

[Serg]

just use an over 19 insurur like adrian flux etc im paying around 1.2k i think at 20 with 2 ync it may be steep but its worth it and a couple of mods declaired

 

[Craig]

im paying 2 grand with no no claims with direct line. and im 21

 

[polarbert]

Least she has a set of tits that normally good for about a 50% reduction compared to a bloke of the same age/area/experience/NCD etc. Meanwhile we get dryhumped even worse.

Ain't that the truth.

 

[M1TCH]

anni as we discovered the other day, even though you live in a nice area, your insurance risk catergory is still high. and no way is £5.6k what you should be getting quoted. even I can get it for under 3k. x

 

[Karen]

At 19 I was working and trying to afford driving lessons, no way could I have afforded to buy a 182, and I didnt get one till I was in my 30's, let alone afford the insurance, I don't know how everyone on here does it!

 

[Aust1n]

*points and laughs*

 

[Maz]

I got my 182 when I was 25 I couldn't justify paying £1k + on insurance

Did you look just out of curiosity or are you thinking about getting one ??

 

[M1TCH]

us young'uns have to pay £1k+

karen some people have the dollar, if I did I'd have one

 

[Chili Red]

My first car at about 19/20 was a little Nova, couldn't have afforded to buy and insure a 182 (or whatever the equivalent was then)! I was studying but my part-time job didn't pay much. I think I'd rather start with something small and get some no claims - I'd object to chucking away loads of cash on insurance.

 

[Maz]

us young'uns have to pay £1k+

I know what you mean Mitch .. I was young once lol

My first car was a sh!tty 1.3 toyota corolla GL (spelling) cost me £1k to insure that shed .. grrrrrrrrrrrrr hehe

 

[M1TCH]

my shitty clio cost £1466 last year lol

 

[Rich]

I had 1987 1.3 Astra Merit that cost 500 quid tpft !

 

[leekirlew]

how the hell do you lot my age (19) afford insurance on a sport?! cheapest i've got is £5,600! unbelievable!

I ran a quote for someone on here as a 19 year old with 1 yrs ncb on bell and that was £2668, try doing that then adding your mum or someone with high ncb to the policy

 

[leekirlew]

That's cos you're a high risk!

Doesn't exactly get cheap when you are 26 either

I'm insured under my mrs, shes been driving 6yrs, got 2 yrs ncb, I've been driving 18 mths with no ncb, both accident free and 26, bell quoted us £430 on a cup

 

[_Joe_]

hi ka lady, i'm 19, 2yrs ncd also my area is erm...lets say "different", cheapest i get off confused.com is 2k on a 182
wouldnt doing pass plus bring it down a bit? or doing IAM?
my insurance came down 60% with norwich union when i said i'd done pass plus

joe

 

[Anni182]

lol @ ka lady.

nope im not thinking about buying a 182 at all..i just did it out of interest as theres quite a few people my age on here with sports and i just wondered..thats all plus..i remember my ex getting an extortionate quote for one last year!

 

[TomS]

Im paying £500 on my valver at mo

Not sure what a Renaultsport would be tbh.. I'm guessing about £800ish from my quotes a while ago.