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Hmm, im 22 so dont know if that still counts , but just requote on the tescos website to see the outcome and it appears the same price as 2 weeks ago when i actually purchased the insurance.
I'm 18, 2 years no claims (been on 10 month policies till now), clean lisence, passed a year and 5 months ago.
I drive a 1.2 16V and I paid £800 for my insurance starting today. That's fully comp under my own name with my mum as a named driver (with 3 points) and with personal injury cover.
You seriously need to shop around. I know I'm a girl but there shouldn't be that much of a difference. Elephant gave me the cheapest quote.
Clio*Nick, you're fronting the policy, I bet if you were the main driver and put your mum on as named it would be cheaper.
Insurance companies aren't stupid ya know