K&N induction kit, Do you have to declare ?

[Sonic1]

Was looking into getting a K&N induction kit but was wondering if you have to declare it to your insurer ? :S

 

[Nitro182]

Wouldn't have thought so! I didn't with my previous cars

 

[Bluebeard]

Depends on your insurer. Ring them and ask.

 

[Sonic1]

Thanks for the quick reply, I'm insured buy admiral and heard that they can be a bit funny to deal with when it comes to things like this, but will give them a phone in the morning.

 

[Djw John]

Yeah declare it, especially if it's admiral!

 

[Sonic1]

Thanks John will will defo give them a bell lol

 

[Chip-mk1]

Don't assume that they will agree. And if they do then they might charge you.

 

[Addicted]

Of course you have to declare it, it's a modification.

 

[Sonic1]

Not assuming anything at the moment was just an idea floating bout plus Iv on just past my test a couple of months ago and my insurance is really cheap compared to some other peoples that I have been reading on here so nit all to familiar with the do' sand do nots lol.

 

[Typhoon]

Not assuming anything at the moment was just an idea floating bout plus Iv on just past my test a couple of months ago and my insurance is really cheap compared to some other peoples that I have been reading on here so nit all to familiar with the do' sand do nots lol.

I can't see an insurer being happy with a new driver installing an induction kit - I could be wrong but I can see your premium rising a fair bit, if the induction kit is even accepted.

 

[Sonic1]

Thanks for all the advice guys really appreciate it.

 

[Maccy]

I declared my Ktec one and Greenlight said thanks but it won't cost you anything. In fact I think Neil said I could have an additional 30bhp or so before any additional cost!

 

[TheEvilGiraffe]

Assuming its a 1.2 or suchlike as its your first car.. You could probably get more noise by taking one of the air feeds off the airbox.

It will give you zero power, just slightly more noise.

Don't waste your time or money.

110% worthless.

 

[Sonic1]

Assuming its a 1.2 or suchlike as its your first car.. You could probably get more noise by taking one of the air feeds off the airbox.

It will give you zero power, just slightly more noise.

Don't waste your time or money.

110% worthless.

Will look into this sounds intriguing lol thanks bud.

 

[hipwell]

I Told admiral about a panel filter in my old car and they wanted an extra 100 quid. Its a mod that does sod all for performance so why should it matter!

 

[Sonic1]

Yeah heard there a pain with this kind of stuff but Im only paying £148 for my insurance so can't really complain about them too much lol

 

[Chip-mk1]

Yeah heard there a pain with this kind of stuff but Im only paying £148 for my insurance so can't really complain about them too much lol

You are a new driver paying 148 pounds a year to insure your car? Or do you talk in riddles and that isnt actually what you mean?

 

[is1]

You passed your test a couple of months ago, live in a major UK city and your insurance is £148? Per month?
If not, I'd check what you said on your disclosures.

 

[Typhoon]

You are a new driver paying 148 pounds a year to insure your car? Or do you talk in riddles and that isnt actually what you mean?

Or he has his mum, dad, nan and grandad on his insurance policy with a combined total of 200 years NCB & he's also with the Co-op young drivers smart box scheme and not actually Admiral, along with a friend in his insurance company who missed out a 0 on the end..

 

[Typhoon]

148 * 12 = 1776.

Doesn't even dent your cars actual cost.. I can't see it happening but hey ho.

 

[Sonic1]

No I'm on my girlfriends mums insurance who has another 2 policy's with admiral and they said that because I'm turning 25 this year I'm not as high risk as an 18-21 year old

 

[Chip-mk1]

Well get your girlfriends mum to phone up and explain she would like to fit an induction kit to her car then and ask their opinion.

 

[Sonic1]

Lol would love to see the person on the other side of the phones reaction to this lol

 

[Chip-mk1]

Lol would love to see the person on the other side of the phones reaction to this lol

I doubt they will care, Ive got a mate with a 838bhp sierra cosworth with all mods declares, he is in his late 60s!

They've heard it all before.

 

[Sonic1]

Cool thanks for the help chip much appreciated.

 

[Addicted]

Insurance fronting, the best

(this is of course assuming he is the primary driver..)

 

[Chip-mk1]

Insurance fronting, the best

(this is of course assuming he is the primary driver..)

Never getting any no claims of your own FTW, lol