Lowering springs and insurance

[Fga877444]

Hi

was think of lowering my car and thought of telling insurance to cover me. Has anyone tried this? And how much is it. I'm with direct line and was wondering if someone may have done this before

 

[ChrisP_182]

I'm with admiral and I've just declared lowering springs, air filter and new interior and they've charged me £90 extra which is about 12% of my overall policy
depends how much you're lowering by aswell

 

[Dan...]

And you asking if anyone has every declared lowering springs to their insurers?

YES! You are suppose to declare all modifications to your insurers or else you risk voiding you policy.

Price will totally vary - ring your insurers and ask!

 

[Jack 172]

I'm with admiral and I've just declared lowering springs, air filter and new interior and they've charged me £90 extra which is about 12% of my overall policy
depends how much you're lowering by aswell

How much was your policy before and after if you don't mind me asking around £950-£1000
im guessing?

 

[ChrisP_182]

Yeah it was just over 1000

 

[Fga877444]

My clio 40mm first car haha and mine was 2100 for insurance haha not even asked them yet

 

[Beef-Mc]

Pretty sure Direct line don't do mods of any description.

 

[Fga877444]

Pretty sure Direct line don't do mods of any description.

I won't tell um haha

 

[ChrisP_182]

I wouldn't risk not telling them mate, just give them a ring and say you're thinking about putting some on and then see if they will insure you and at what price
if you put them on without telling them then your insurance is void and they won't pay out if you have an accident.

 

[Fga877444]

Hm is that side to it but with insurance at 2100 a year can't afford to ontop of that lol

 

[Dom67]

Direct line wont insure anyone under 25 with any mod whatsoever.... Been there, tried that. Found admiral to be reasonable with mods though

 

[M26]

If you can't afford to insure it with mods, then you can't afford the mods.

 

[Fga877444]

It's up for renewal soon April so gonna change but gonna fit springs next week

 

[M26]

And invalidate your current insurance?

Nice work !

 

[Fga877444]

Rang direct line and said won't insure me with modifications until I've got 5 years no claims :/ ouch

 

[cat171]

And invalidate your current insurance?

Nice work !

Pmsl, knowsit!!

 

[TheEvilGiraffe]

Hope you've not got any stickers on there either.

Don't declare them and they find out, you'll be straight to jail.

 

[klm182]

ask them if you put highering springs on, will your insurance go lower.....

 

[Knuckles]

Lol!^

How long is a piece of string?

if you want to void your insurance, I'd really recommend not sharing it on a public forum

I'm with admiral and I've just declared lowering springs, air filter and new interior and they've charged me £90 extra which is about 12% of my overall policy
depends how much you're lowering by aswell

If you take out a policy with the mods already added they shouldn't charge you.

I rang up about springs and spacers (they don't know what spacers are so won't charge me, win) and they quoted £34. When I asked why it cost £34 and mentioned; On an old policy and old car I added bumpers and coilovers which also came to £34, then when I renewed with the mods already added, they didn't charge anything extra.

the lady said something along the lines of £17 admin and the rest for the springs, but if you add them and renew, we won't charge you.


Genuinely no no idea how that works.

Admiral, ey

 

[TheEvilGiraffe]

How long is a piece of string?

Twice as long as half it's length.

 

[Knuckles]

Twice as long as half it's length.

Thats my answer too! :approve: