Mini dilemma

[.Andy.]

I'm in a bit of a dilemma. Basically, some people may know that I bought my first house and have been renovating. The house is nearly ready now and the girlfriend and I shall be moving in soon enough. She has been on my insurance for a little while now driving the RB but not building her own NCB thus making my insurance sky high. Paying her own way of course. I could really do without the expence of the insurance premium at the end of this month, especially when I will not be needing the car anytime soon as I have a company van for work. One of the problems being that the renaultsport market at the moment is dire and secondly, I knida don't want to part with my RB.

Here are my options, that I can think of anyway..

1. Sell the clio, buy a run a bout and go a named driver on her policy driving a fcuking KA!

2. Store the clio somewhere and try to avoid selling her for a silly cheap price and as above, go on her policy as a named driver.

3. Struggle and re-insure the clio but this doesnt actually solve the problem of her getting on her own policy.

What would CS do? We are trying to avoid living in a two car household when we move in, obviously to save money. Any other options you can think of?

 

[HickiN]

Sell the KA to cover the cost of the Clio insurance.... sorted?!

 

[HickiN]

Oh and with my ex..... i was insured with Admiral and she actually made my insurance go down... as did adding my mother.... try that kind of thing!

 

[.Andy.]

I havent bought a KA yet, and trust me she does not take the premium down.

 

[monkey d]

Get the girlfriend a bus pass.
park the clio.

 

[Stefan.]

think you would really regret selling the clio, but its one of them catch 22 situations....if it was me id prob think more about saving the money now and concentrate on your own place, sell any parts you have, put the rb back to standard and sell it, rb are popular when selling it seems. or its pay up the insurance. dpends what rules more your head or your heart

 

[Stig182]

I'm in a bit of a dilemma. Basically, some people may know that I bought my first house and have been renovating. The house is nearly ready now and the girlfriend and I shall be moving in soon enough. She has been on my insurance for a little while now driving the RB but not building her own NCB thus making my insurance sky high. Paying her own way of course. I could really do without the expence of the insurance premium at the end of this month, especially when I will not be needing the car anytime soon as I have a company van for work. One of the problems being that the renaultsport market at the moment is dire and secondly, I knida don't want to part with my RB.

Here are my options, that I can think of anyway..

1. Sell the clio, buy a run a bout and go a named driver on her policy driving a fcuking KA!

2. Store the clio somewhere and try to avoid selling her for a silly cheap price and as above, go on her policy as a named driver.

3. Struggle and re-insure the clio but this doesnt actually solve the problem of her getting on her own policy.

What would CS do? We are trying to avoid living in a two car household when we move in, obviously to save money. Any other options you can think of?

that doesnt quite make sense it's only going to depreciate further and rapidly.

 

[dezmondo]

Sell the girlfriend!

 

[dezmondo]

No, seriously, sell the RB, do the KA thing for a year or two (prob not that rubbish to drive) and then buy a Clio again when insurance sensible!

 

[Daniel]

Sell it mate. Its not going to go up in value is it so the longer you leave it, the bigger the hit will be. From what I remember it looks pretty mint so you'll have no bother getting strong money for it.

Buy a clio1.2/ford ka/corsa 1.2 and both share that and plough your money into the house. Once you're in the house and settled, look at getting a new car.

 

[Jaff.]

No, seriously, sell the RB, do the KA thing for a year or two (prob not that rubbish to drive) and then buy a Clio again when insurance sensible!

your first solution was better tbh

 

[.Andy.]

Sell it mate. Its not going to go up in value is it so the longer you leave it, the bigger the hit will be. From what I remember it looks pretty mint so you'll have no bother getting strong money for it.

Buy a clio1.2/ford ka/corsa 1.2 and both share that and plough your money into the house. Once you're in the house and settled, look at getting a new car.

You speak the truth

 

[HickiN]

house is a bit more important than a car imho... i'd much rather be in your situation....

damn the first time buying in aberdeen...

 

[Daniel]

You speak the truth

Of course I do, i'm old and wise...

I had to sell my 172 when I bought the house. I tried my hardest to keep it but we needed the money for our builders £18,000 bill!! lol.

We ran around in a M reg 318 BMW for a few months while we sorted ourselves out and once we were sorted, I treated myself to an Evo.

There's millions of cars out there mate, don't worry about it.