Mods - Insurance

[mark989]

I wanted to fit a new exhaust to my car so rang my insurance company up to inform them, wasn't bothered about paying extra for havign it on. They told me as i am not 25 they can not let me put it on!!!

That sucks so..... O ye i'm with Directline at mo

Who has mods on their clio 182/ 172/ 197 and which insurance company are you with. Someone who's around the age of 23 with 6 years ncb be helpful for prices!

 

[guysy]

Yep, direct line are strict as fook.

Ive heard Quinns Direct are more happy with mods, Anyone know?

 

[mark989]

currently i am paying £595 fully comp, odviously it will be more from other companies. When i looked Direct line was cheaper by £300 3 months ago with no mods

 

[Ian]

Aren't Direct Line connected with Tesco? I'm with Tesco and they would let me put on a set of Eibach springs, but would charge me £240 extra for it (with the value of the springs covered in an accident).

Would have thought they'd be ok with anyone over 21 really.

 

[mark989]

ill ring tesco then and have a word. Thanks,

Anyone with a performance insurer that is cheap and good.

 

[Pep]

Adrian Flux mate, all non performance adding mods are free.

 

[Ian]

Adrian Flux mate, all non performance adding mods are free.

+1

Or possibly Bell.. they have a modifications section too. Would have used them or Flux, but my named driver no claims discount only counts with Tesco so gotta stick with them for a year.

..although thinking about it I probably would have saved the money I'll now have to spend to insure any mods with Tesco.

First I would ring up Direct Line and ask how much their admin charge is for cancelling a policy and then see if you can save it with another company, like those mentioned above. End of the day they're all out to get you! (may even get a discount from Direct Line to stop you cancelling them)

 

[pinky]

yep Adrian Flux..for over 21's.

 

[pete_clio]

Ive heard Quinns Direct are more happy with mods, Anyone know?

yep quinn let you put on non performance enhancing mods for nowt, not sure about how they are covered or how much they charge for the likes of an exhaust though.

im with green light, got charged 25 for full system and lowering springs.

 

[mark989]

Ive heard Quinns Direct are more happy with mods, Anyone know?

yep quinn let you put on non performance enhancing mods for nowt, not sure about how they are covered or how much they charge for the likes of an exhaust though.

im with green light, got charged 25 for full system and lowering springs.

pete how old are you if you dont mind me asking, and how much you paying, i assume you fc

 

[Jungle_Jim]

use brentacre mate they are awesome. you pay for a modify car insurance policy which then allows any cosmetic mods including lowering etc, and any performance mods of up to 10bhp gains so full exhaust and induction kit. if you want to add more performances mods you just pay for a higher BHP band

 

[Chrisjk]

Elephant, im switching to them next month from directline becuase of the 25 modding rule. I got a few quotes ans putting on an exhaust makes no difference to the premium, and other mods don't cost alot either.

 

[Jungle_Jim]

forgot to mention you only need to be 19 to have a modified car insurance policy with brentacre

 

[Lou]

I wanted to fit a new exhaust to my car so rang my insurance company up to inform them, wasn't bothered about paying extra for havign it on. They told me as i am not 25 they can not let me put it on!!!

That sucks so..... O ye i'm with Directline at mo

Who has mods on their clio 182/ 172/ 197 and which insurance company are you with. Someone who's around the age of 23 with 6 years ncb be helpful for prices!

I might have to rethink about buying the Scorpion then!!
I'm with DirectLine and only 23!

 

[pete_clio]

yep quinn let you put on non performance enhancing mods for nowt, not sure about how they are covered or how much they charge for the likes of an exhaust though.

im with green light, got charged 25 for full system and lowering springs.

pete how old are you if you dont mind me asking, and how much you paying, i assume you fc

im 21 2yrs ncb, and living in NI. 976 i got it for.

 

[mark989]

im getting the exhaust, just need to find a different insurer. ill try get quotes tomorrow

 

[Spongebob 172]

use halifax mate..i asked them about coilovers and they said it was no extra charge for me to put them on..i then asked about a yozza exhaust and they wanted £55 more on the policy

 

[Lou]

Directline have always been cheapest for me. Not going to change insurers just for an exhaust!

 

[Little Newms]

I had to change from Direct Line to Elepehant because of my modifications. But bugger me there was only £40 difference!

 

[will.clio!]

does anyone know of an insurance company where none performance mods don't cost extra for a person aged 17?

 

[GeordieClioDriver]

I use adrian flux and their spot on. Unless the mod increases the cars BHP the premium doesnt go up. Their not fussed about my exhaust either.

 

[cat171]

Elephant, im switching to them next month from directline becuase of the 25 modding rule. I got a few quotes ans putting on an exhaust makes no difference to the premium, and other mods don't cost alot either.

You sure elephant don't charge ? They charged me £25 for having a different air filter last year. I've binned them off now.

 

[mark989]

I had to change from Direct Line to Elepehant because of my modifications. But bugger me there was only £40 difference!

How much you paying on the 172, ur 21 right? want to upgrade to coilys and get new steering wheel too thats why i also swapping from d/line o and a remap if they allow.