My CAR insurance has just gone up!?!?! WTF????

[Andi-B]

Admiral have just put my insurance up. and extra £62 per year so I'm told.
Got 5 years no claims plus I thought with me and the wife now being over 30 it'd drop... so it's now costing us extra per year!!?!

I thought the idea of older drivers and more experience would go in our favour?!? Their excuse?
"Because of interest rates and claims made"
I wanted it to be protected this time round too, and they're WANTING an extra £50 per year for that too!!!

Whats the f**king point? Careful driving gets you f**king no-where by this.
So I'm going online to find a cheaper quote online.

Anyone else's insurance gone up? and where would I be better looking?
I'm paying £606 per year for the clio just in case anyones asks

Admiral insurance??
I'd like to stick that over-budgeted, well paid parrot up their f**king ass!

 

[Ross M]

your renewal will always go up but if u get quotes else where than go back to admiral with it then they should match it and if not then just move.

 

[Fletcher]

That seems high for someone your age with 5 years no claims.

 

[sn00p]

Last year was the first year it actually dropped for me *ever*, I was 29 at the time, 10+ years of NCB as well.

It's a myth about it dropping at X, Y and then Z ages....

 

[Laura]

mines droped everyyear, but ive not stayed with the same company for more that one year

 

[ChrisR]

Where do you live, Baghdad?

@30 with 5 years protected ncb I wouldn't want to be paying over £300!! And I pay 340 I think now @25.

 

[andywright182]

admiral were by far the cheapest for me, over £800 cheaper than churchill this time around. Will see what they are like when my renewal is due in a few months

 

[Davey182]

My insurance company tried this with me mate. I just said no way, other insurers are offering me much less... so just like that they dropped the price by £115 and called it a loyalty bonus. You gotta be brutal and just say that's not good enough, I'll go elsewhere...

 

[atomic_bog_roll]

I had the same with mine. I found Direct Line and Privilege gave me the best quote. They are the same company so I change back and forth between them each year.

 

[Racy Jace]

I tried another quote online with my extra 1 year no cliams instead of taking out the renwal and it was £130 cheaper!!! With the same company!!!

Im 28, and been quoted £400-£450 full comp. My scoob would cost £600 so they doo seem to be charging a bit too much.

Try These online as they`re all the same underwriters and give decent quotes.

Egg
Tesco
Direct Line
Privilege

 

[Rich]

Mine always seems to go up these last few years - despite another years NCB and being a year older to. Bit of shopping around and it always is cheaper in the end.

 

[MRBILLYUK]

Mine always goes up . Shop around like Rich said then go back to your original insurer and they will usually better it . Adrian Flux knocked off £165 from their renewal quote for me cos privelige bettered it and i had proof .

I've never accepted any renewal quote ever .

 

[Donz144]

TESCO TESCO TESCO Im 24 and with 5 years no Claims....£660 + mods

 

[ZrByte]

Ive found virgin to be the cheapest so far. They actually charged more than tescos but since virgin dont charge an APR for paying monthly it worked out £1 cheaper per month.
Not much but worth noting none the less.

 

[my_cougar49]

Im paying 480 for the 182 with Privilage. Im 25 with 5years ncb. You should be able to get that easy enough but it depends on how many mods you got?!?!?

 

[GinandGasoline]

admiral customer service is shocking, i've been with them 10 months and won't be renewing with them

 

[McBunny]

dunnoanyone that takes the renewal price straight away !!

 

[Sir_Dave]

I have the same every year with them, just get an online quote from them and they'll match it

 

[bmh.01]

I tried another quote online with my extra 1 year no cliams instead of taking out the renwal and it was £130 cheaper!!! With the same company!!!

That nothing, tesco wanted me to renew at £1800. A new quote came back at £1k!

 

[Ally]

Andi-b: I can't remember what company I'm with, but I'm:

younger than you (27)
have less NCB (4yrs protected)
have 3 pts on my licence
have coilies declared
have business class 1 insurance for using my car for work (up to 2k miles/year)
have my wife (28) on the policy too
(not sure how high risk my postcode is - FK2)

and I'm paying just over £500. So I think you could definately get a lot cheaper than Admiral! Even if all policies have increased for "interest rates and claims made", someone's still having a laugh I think.

 

[Harry182]

Always, Aways shop around and go back to them. works every time...

 

[cli0 172]

over £606 ,does seem high

i'm 32 ,full NCB ,8 points on license ,car garaged at night on max 8k milage a year for £327 through Elephant .

Insurance always goes up ,think out of the 15 years i have been driving i have only stayed with same insurance co for 2 years on the trot once,when it's due i always phone around & have pleasure in telling them to stick it ,how they can put the insurance up when the vehicle is depreciating gets me :S

 

[jonesyx]

anyone who takes their renewal price needs a slap. when my renewal came in this year it was more than what they quoted me when i got a new quote off their website, they then tryed to charge me more for mods when their site quote gave me them for free,

 

[Ben182]

try living in E14. 27, 10 yrs no claims. secure carpark with cctv etc, 7k miles a year. £1000.

touch your toes!

 

[Audrey 286]

Never ever stay with the same company unless they give you a cheaper quote when you go back to them!

 

[al]

Admiral have just put my insurance up. and extra £62 per year so I'm told.
Got 5 years no claims plus I thought with me and the wife now being over 30 it'd drop... so it's now costing us extra per year!!?!

I thought the idea of older drivers and more experience would go in our favour?!? Their excuse?
"Because of interest rates and claims made"
I wanted it to be protected this time round too, and they're WANTING an extra £50 per year for that too!!!

Whats the f**king point? Careful driving gets you f**king no-where by this.
So I'm going online to find a cheaper quote online.

Anyone else's insurance gone up? and where would I be better looking?
I'm paying £606 per year for the clio just in case anyones asks

Admiral insurance??
I'd like to stick that over-budgeted, well paid parrot up their f**king ass!

£606!?! Tesco quoted me £650 for a PH-Quick.......if only I hadn't gone with RAC I could change NOW!!

 

[Leeshez]

Shop around.

 

[Harry182]

Mines with Diamond the renewal was £1100, shopped around and got a quote for £700 on Diamonds own website!! WTF!!! rang up and they "matched"??? it.

Oh how insurance companys love trying it on!!!

 

[Andi-B]

try living in E14. 27, 10 yrs no claims. secure carpark with cctv etc, 7k miles a year. £1000.

touch your toes!

I do have a couple of years more under my frown! lol
31 year old ond the wife is too. It's a shame insurance companies rob the people that pay them their wages really, I'm a little happier now seeing your policy price

£606!?! Tesco quoted me £650 for a PH-Quick.......if only I hadn't gone with RAC I could change NOW!!

RAC have quoted £479 inc. RAC assisted recovery/legal costs. with me/wife on the car
Don't need the coutesy car though as J works at an accident repair centre
Perks of her job, she gets a car So we might be going To RAC instead :approve:

 

[al]

Tadaaa!!

*edit* Weeman

 

[Ben182]

I do have a couple of years more under my frown! lol
31 year old ond the wife is too. It's a shame insurance companies rob the people that pay them their wages really, I'm a little happier now seeing your policy price

£606!?! Tesco quoted me £650 for a PH-Quick.......if only I hadn't gone with RAC I could change NOW!!

RAC have quoted £479 inc. RAC assisted recovery/legal costs. with me/wife on the car
Don't need the coutesy car though as J works at an accident repair centre
Perks of her job, she gets a car So we might be going To RAC instead :approve:

yep, it's pretty depressing really, but not much I can do about it. I'm buying a leon TFSI FR which is group 14 (despite having the engine from the golf gti) , and that's more like £850, still a rip-off though

 

[jason isbell]

your renewal will always go up but if u get quotes else where than go back to admiral with it then they should match it and if not then just move.

My insurance remained exactly the same,even though i declared 17"wheels,induction kit,s/s exhaust,lowering springs and brake upgrades.Try adrian s flux (p.s my insurance is £400 with protected no claims,legal protection e.t.c on my 53 plate 172 cup)

 

[Matbrown]

Never stay with your current company without shopping around.
For the last 5/6 years i have just been playing Bell/Elephant/Admiral against each other and they are all part of the same company.
Insured the 172 a couple of months back for £370 with full protected NCB.



Mat.

 

[Darren S]

try living in E14. 27, 10 yrs no claims. secure carpark with cctv etc, 7k miles a year. £1000.

touch your toes!

That's the key. Where you live. Transfer those stats above to somewhere out in the sticks and that premium would probably drop by two-thirds.

D.

 

[tommyboy]

That's gay. Insurance should go down every year standard procedure if no claim has been made etc...

 

[Darren S]

^^^^ - Fully agree with you there, tommyboy. Unfortunately, it doesn't work that way.

D.

 

[Da]

I'm with elephant at minute, currently paying ~£500. Just done online quotes for renewal (next month) with admiral and elephant...
Admiral £403
Elephant £418
So, looks like I'll be 'switching' even tho they're the same company!

 

[Ally]

i'm 32

Only 32?

 

[lewba]

i payed £1100 for my first year at norich union, then to renew they wanted £1500 so i got a quote on the net and the best 1 was £600. £900 cheaper! theaving ba**ards!

 

[Neil@greenlight]

Admiral have just put my insurance up. and extra £62 per year so I'm told.
Got 5 years no claims plus I thought with me and the wife now being over 30 it'd drop... so it's now costing us extra per year!!?!

I thought the idea of older drivers and more experience would go in our favour?!? Their excuse?
"Because of interest rates and claims made"
I wanted it to be protected this time round too, and they're WANTING an extra £50 per year for that too!!!

Whats the f**king point? Careful driving gets you f**king no-where by this.
So I'm going online to find a cheaper quote online.

Anyone else's insurance gone up? and where would I be better looking?
I'm paying £606 per year for the clio just in case anyones asks

Admiral insurance??
I'd like to stick that over-budgeted, well paid parrot up their f**king ass!

Hi looking at your details I would expect our price to come out around £460.

If you would like to receive a quotation please complete your details under our website www.greenlightinsurance.com and we will e-mail you back a price.

Best Regards
Neil
Greenlight Insurance