My clio has to go...

[lewisniven]

Insurance renewal came thru the other day, and owing to my crash in nov that a few of you know about, and the loss of my no claims bonus, im looking at about £2500 to insure the cup next year and I just cant justify that. God know this, so tonight he put 182 on the road infront of me and we had a blat, god i just wanted to cry i love my car so much, lol. I'm thinking audi A3 1.8T for my next one, what do you guys rekon?

I'm on a budget of 4k for my new car, any thoughts?

 

[DrR]

So you swaping a group 16 car for a group 14, if i'm honest there won't be much of a saving.

 

[lewisniven]

there is, the audi can be insured for 1200, probably owing to the fact its a few years older, smaller engine (slightly) and has abs etc, insurance companys dont like cups, lol.

 

[BenWall]

Do it, my mate has the audi, sounds like a beast

 

[lee_cup]

you may have to stretch slightly to get one with good mileage

 

[Fred@BTM]

buy a £750 1.9D mk1 phs3 clio (i prefer it to my V6 lol!) and run it for 12months and/or buy a weekend toy?

 

[DrR]

Lol Fred, my 106 1.1 XN graduate was class.

 

[Fred@BTM]

its SO comfortable! does 50 to the gallon, which isn't bad for an old Preg, and it will do 110mph no problem

the only problem with it is it has a wee oil leak

 

[Tigger]

Get a Clio dci - a great fun & economical car

 

[Bubbles]

^^ im looking for one at the moment, has to be a Dynamique on around 60-70k - but just cant find one in my price range

 

[lewisniven]

is the bumble bee going bubs?

ive got a few qoutes on the cup so far, cheapest being £1600 which is much better so i may yet get to keep it, which will awesome. im still looking around tho. I dont want her to go, lol.

 

[OLLZIE]

go on privelige and tesco insurance. you might find a better deal ^^^

 

[GinandGasoline]

is the bumble bee going bubs?

nah we're looking at getting a daily runner to keep some miles off both the cars, and if it's a diesel fuel costs might also come down a little bit too

back on topic - have you considered a 10 month bonus accelerator policy - admiral/elephant etc do them. increase your excess a little perhaps as well to reduce the premium?

 

[Christopher]

that's a shitter mate.

at £1600 i would say it's about managable...

although i suppose it's what else you have to pay for too.

 

[lewisniven]

yeah i dont have a grat deal of spare cash atm but 1600 isnt so bad at all, , gonna geta few more qoutes later and see whee we are.

I HATE CAR INSURANCE.

*ahem*

 

[Christopher]

lol

same here mate

managed to get a good deal on my new one though...£1049 fully comp with all mods declared. i'm 23 with 4 years ncb. i would aim to pay around £1400 if i were in your shoes. about £125 per month

 

[lewisniven]

thatd be grat, but im 20, and i had a crash in nov so i lost my no claims, lol. I'm with adrian flux atm and i definately will not be renewing with them, no way.

 

[Mikey]

Mate that is such a shame gutted for you , my 1.6 dynamique mk2 ph2 2002 was £4200?? not fancy another clio?

 

[dannyboy172]

lol

same here mate

managed to get a good deal on my new one though...£1049 fully comp with all mods declared. i'm 23 with 4 years ncb. i would aim to pay around £1400 if i were in your shoes. about £125 per month

Blood hell mate, thats still steep imo...my clio was £650 f/c with a similar level of mods as you thru bell. i'm 23 with 5yrs NCB tho, but its shouldn't make that much difference??

Lewis - If the cup is standard, try directline (you prob have already), but they were the cheapest for me by a long shot on a standard car.

 

[GinandGasoline]

10 month bonus accelerator policy is definitely worth exploring Lewis. garage your car overnight and stop using it as much too

 

[lewisniven]

hehe, i cant, i love it too much. ill give direct line a shot, cheers. elephant seems promising at the mo tho. if i add my mum as a named driver it drops a further £200 or so.

and m!keydee: JESUS lord above dude, £4200 to insure a 1.6???? thats insane.

 

[tommyboy]

Clio DCi if I was you

 

[bmh.01]

and m!keydee: JESUS lord above dude, £4200 to insure a 1.6???? thats insane.

Think he means to buy it.

 

[Englebert]

106 Rallye with a GTI engine. Just make sure if you write this one off you total the front.

 

[Mikey]

hehe, i cant, i love it too much. ill give direct line a shot, cheers. elephant seems promising at the mo tho. if i add my mum as a named driver it drops a further £200 or so.

and m!keydee: JESUS lord above dude, £4200 to insure a 1.6???? thats insane.

misunderstanding dude, car was £4200 i thought you meant you budget for a car was £400 lol, confussion :clown:!

 

[Mikey]

and m!keydee: JESUS lord above dude, £4200 to insure a 1.6???? thats insane.

Think he means to buy it.

yup lol

 

[lewisniven]

ahh, yes my budget for a new car is 4k, i thought u meant u paid 4k for the insuarance.

sorry for the confusion, lol.

 

[charljohng]

wow! me and bf just bought clio sport 51 plate, he is 30 with 7yrs ncb and im 22 with 2yrs ncb - with him as the main driver fully comp with BUDGET was only £333!? Duno what would be if just me but i thought that was mint