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my day of ringing for insurnace...



seb

ClioSport Club Member
  Clio trophy
Ok, here is the situation:

182 insured for 12000 miles a year with NCB protection and fully comp.

23 yrs old, but i have 7 yrs NCB and i am 24 on the day of renewal.

i have a SP30 that has given me 3 points in nov 05.

Every quote i asked for NCB protection. These are the quotes in order i got them today.

The starting line was my renewal:

adrian flux

£605 550 excess

From there i have rung a number of companies and these are as follows...



noel dazley co
01276 25996

£728 250 excess
£620 750 excess



sainsburys 08700 765450

No quote, i was too much of a risk!!! Although Sarah was a delight to talk to on the other end. ;) highly recommend her.



tesco 0845 3004400

£1081.50 400 excess

interestingly they wanted to know about factory fit suspension alterations.



Norwich union 0800 888112

No quote, have to be 25 yrs plus sir...



Royal Sun Alliance 0800 300220

Declined to quote. I thought i was talking to a robot, the bloke was a complete tool.



Hastings direct

they also asked about factory fit suspension.

they declined to quote.



Bell 0800140180

£826.30 460 excess

Bell put me thorugh to a company called Call Connection who are a company that find insurnace companies who will quote for your particular requirements....

The lovely Lisa put me through to several comapnies, they are a sfollows:



Swinton

£1467 450 excess



Thames city 0800 037 2974

£730 750 excess

thames city had a very quick person answering the calls and did my head right in.



Allan & Allan 0800 458 5730

£675 300 excess (not bad... considering my other quotes!!)



Universal/Sky insurance

pretty awful to be honest. didn't even give me a figure. they said it would be double my renewal!



Express insurance 0800 2945801

£884 excess 250

That was the last number form call connections. not great to be honest. but its worth a go.



Elephant 0870 0131072

again, no figure given only said 'over £800' 450 excess



Admiral 0800 600800

again said over £800 with a 400 excess



Privilige 0845 2460515

wouldn't quote unless i had been online... :S



Barclays bank 0870 6001414

wouldn't quote, need to be 25 yrs +



Premium search

closest they got was a quote form Zenith for £1612 550 excess... i think not.



Liverpool and Victoria 0800 514514

again, need to be 25 yrs +



Ashbourne insurance 08704 608050

very good imo. nice and pleasant aswell! :)

£571 350 excess.

-------------------------------------------------------------------------

So the last company i rung is the best so far! I will be ringing Adrian Flux to see if they can beat the Asbourne insurance offer, then go form there.

Anyone recommend anyone else for me?

I had a massive headache after riniging all these companies! took all afternoon! :dead:
 

Has

  RS 182 - Black Gold
Heheheh seems like my post for yesterday ;)

I rang most of the above.

You are lucky you dont have mods! They all hate me i swear :p
 

seb

ClioSport Club Member
  Clio trophy
lol didn't see yours form yesterday! did see your tesco quote for a 182!!! that is a tasty price! :)
 

Has

  RS 182 - Black Gold
heheh

Yer i was quite shocked !

I suppose i have built up my NCD and kept the license clean so far! Hence why im very tempted to trade up....

I suppose keeping a 1.0 and a 1.2 for years has now paid off hehehe
 
  172 Cup
I've spent a week phoning various companies mate and I'm now resigned to staying with Direct Line for yet another year.

Renewal is £401 (£470 protected) but no-one else can get under £800..
 

seb

ClioSport Club Member
  Clio trophy
well for sure! i have 7 yrs ncb and live in an A rated area. but tesco where s**t for me!
 

seb

ClioSport Club Member
  Clio trophy
.Griff. said:
I've spent a week phoning various companies mate and I'm now resigned to staying with Direct Line for yet another year.

Renewal is £401 (£470 protected) but no-one else can get under £800..

try the last company i did griff. they seem very good to me.
 

Has

  RS 182 - Black Gold
seb182 said:
well for sure! i have 7 yrs ncb and live in an A rated area. but tesco where sh*t for me!

Im really shocked at that, maybe the computer is very random!

My area is E rated which is second to being the worst rating.


Like i said Tesco seem to be very random, you win some you loose some hehe.
 

browno

ClioSport Club Member
.Griff. said:
I've spent a week phoning various companies mate and I'm now resigned to staying with Direct Line for yet another year.

Renewal is £401 (£470 protected) but no-one else can get under £800..

Same here, been ringing round for the 182 today - direct line renewal £460 (with exhaust declared). greenlight were nearest at "over £550"...

Everyone else was over £600....
 

seb

ClioSport Club Member
  Clio trophy
yeah^^^ could only get bout 700ish for me iitc. neil quoted.
 
  172 Cup
fUbAr said:
try Greenlight, asking for ClioSport discount.

best by far for me :)

When I asked for a quote for a CTR Greenlight were quite expensive and they don't offer monthly payment which I want.
 
.Griff. said:
When I asked for a quote for a CTR Greenlight were quite expensive and they don't offer monthly payment which I want.

strange, they offered me monthly payments even though i paid it outright!
 
  172 Cup
fUbAr said:
strange, they offered me monthly payments even though i paid it outright!

Spoke to Neil and he said they simply don't offer monthly payment and if I wanted that I should get a credit card, pay with that and pay the balance off monthly... lol

Anyways I have a "dangerous" Cup so Greenlight aren't an option now I'm keeping it.
 

seb

ClioSport Club Member
  Clio trophy
yeah i sent an email to them and am awaiting their reply. will ring them tomorrow.
 
  106 GTi
.Griff. said:
When I asked for a quote for a CTR Greenlight were quite expensive and they don't offer monthly payment which I want.

They were not at all competitive for me either.
 

Ad

  MK2 FRS
.Griff. said:
When I asked for a quote for a CTR Greenlight were quite expensive and they don't offer monthly payment which I want.

ditto and to be honest service on the phone is just no that impressive.
 

Maz

  LY 200
^^ they were very nice to me on the phone ;) spent lots of time explaining things to me and tbh I would have went with Greenlight but APlan bet them just by a lil tiny bit :)
 
  RenaultSport clio 172 mk2
I swapped from Tesco to Direct Line this year. Only £440 for my 53 plated 172. 6 Years NCB and I am 24. The reason I had it so cheap was due to my dad having 2 policies with them for 2 of his cars. Bargin
 
  Black PH2 172 FF
Try the Post Office car insurance. I only pay £200 for my MK1, and that's with me coming off a years ban!
 


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