My poor Clio’s damaged!!

[Bryony]

I had a bit of an accident 2day so im not at all happy.

It was really chucking it down with snow, i saw an ambulance behind me so i started to slow down, i could feel the car skidding so i steered it into the skid and manage to stop.

I carried on a lot slower from then on & abit further on there was a que at traffic lights so i statred 2 slow to a stop,i started skidding on the snow and couldnt stop in time. It was either go across the other side of the road, or go into the back of a van!! The van it was, headlight mountings are broken, headlights are loose, not sure if there ok yet, couple of holes in the bumper and the bonnet seems to be a little bent.

But i was fine,which was a good thing, no too badly damaged the clio either!!!! I hope.

 

[Ben j]

bummer, shouldnt be too much to fix

 

[Nick Read]

Glad youre ok. I did that same kind of thing a few weeks ago when we got the first lot of snow. Straight into the back of a Beemer. Luckily it was in my Fiat with the huge plastic bumpers so I just kind of bounced off!

 

[Bryony]

I lifted up the bonnet yesterday and had a look at the damage, not good! The drivers side headlight mountings have broken, but the actual headlight is fine, is there such a thing as a replacement mounting or does it mean a new Hella Optic Headlight?

Need a new bumper and the colour coded bodywork that goes round the headlights, it connects to the wings. The drivers side one snapped off and took a very small part of the wing with it so i think i will need a new wing.

Then i got the driverside headlight out and just under that is some creased metal that needs to be put straight.

I wanted to try and pay it myself but no chance, my excess on insurance is £500 as im under 21,if i was 21 it would be £400, but whats even more annoying is that its my 21st Birthday on tuesday!!

Wish me luck for the estimate as im going 2 need it!!!

 

[rockport]

what did the bloke in the van say ?

 

[Bryony]

Not a lot, he just asked if i was ok and that was it.Ive not heard from him, so i assume i didnt cause any damage to is step on the back of his van!!!!

 

[theICEman]

Bryony, dont claim till youre 21!! If the other party isnt claiming from your insurers then just say you hit a lamp post or something and that it happened after your 21st!!!! I had very similar damage to mine, needed a new bumper and wing plus some straightening out of the very frint of the chassis. No new lights but I needed a new bonnet, ended up costing me £1400, which I paid in cash to save my NCD!!!!

 

[steve_rt]

ICEman, thats a hell of a repair bill to pay in cash! would it have cost you that much in bigger premiums is you had lost your NCD?

 

[theICEman]

Well, it was a £500 excess as well, and my insurance would have been £2k with no NCD so I figured a 30% discount would have been worth £600... then the knock-on effect the following year, etc. and I decided it was worth paying it. Regretted it later when I had another bump two months after and ended up putting that one through insurance, (wasnt paying another £1300 in cash!!) losing me my NCD and costing me my £500 excess anyway!!! lol.