Sack the 1.4 and get a dCi 80/100. Much more torque, so much nicer to drive and ~2x the economy.
If you're a rev-head, you'll have to wait til insurance is justifiable ! :rasp:
PS: Insurance is utterly down to the individual. Just because that guy got £1k, doesn't mean you will. Even if you lived next door to him and had the same DoB it's not absolutely going to be the same price.
Don't do compare websites, ring companies up. Specialists like Sky, Greenlight etc...
PPS: Welcome !