no claims help

[coatesy]

ive currently got a clio cup but im going self employed and need a van, is there anyway i can put the no claims on both insurances?

 

[Beef-Mc]

No, you can only have NCB on one vehicle.

 

[Da]

No, sorry.

 

[AK]

What about a multi car quote?

Admiral etc?

 

[Has]

ive currently got a clio cup but im going self employed and need a van, is there anyway i can put the no claims on both insurances?

You wont be able to use ur current NCB if it is in use.

Also if you are starting up as a business will a standard insurance policy cover you for work use?

You maybe best looking for specific insurance policy/broker that can advise you better on this.

A broker maybe able to look at your current NCB and offer you a discount as such etc...
But as it stands you wont be able to borrow ur existing NCB.

 

[coatesy]

im just thinking if i decide to keep my car the insurance is going to be massive without any no claims because i'll need them for the van.

 

[Has]

im just thinking if i decide to keep my car the insurance is going to be massive without any no claims because i'll need them for the van.

If a standard policy will cover you for usign it for work....
Then why not go online such as Tesco.com and try a multi car policy quote?

You get to use your NCB on 1 car then the second wont have the NCB BUT it has an equivelent discount that may help...

 

[Brett]

You CAN use your NCB on two policies providing that the insurer lets you do this. Directline for example allow NCB matching onto a second vehicle.

 

[Has]

You CAN use your NCB on two policies providing that the insurer lets you do this. Directline for example allow NCB matching onto a second vehicle.

NO, what you describe above is a multicar policy with the same insurer!!

And even then they are not using your NCB but simply a discount which is applied and not to the full value of the NCB you have.

As i said, Tesco, directline and most major insurers offer this.

But you cant be with Tesco and go use the same NCB being used say with DirectLine etc...

 

[yellowbelly]

You CAN use your NCB on two policies providing that the insurer lets you do this. Directline for example allow NCB matching onto a second vehicle.

But you'll be paying shed loads for this.

 

[Brett]

Well it was certainly the case when I bought my insurance last July I remember reading it.