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non fault accidents and insurance



  '92 172, Lotus Elise
Well, im coming up to renew my policy, but as someone crashed into me and wrote my car off im looking to change to a valver.

Now, i can get a quote for £975 on my own insurance, thats at 20 with 1yr experience and 1yr ncb.

However, as soon as i tell them ive had 2 non fault accidents recently (3rd and 5th of august!) it almost doubles my insurance! it's so unfair... someone crashed into my parked car and a chav moped hits me whilst im stationary and hey presto, £600 for that please.

I'm so tempted to say sod it and go as a named driver on my mums insurance (although its not that much cheaper)

rant over.
 


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