Poll - who own’s your Clio

[hillclimber]

Me

 

[McBunny]

Quote: Originally posted by Swervin_Mervin on 22 June 2005
What do you lot do to be able to afford new cars without finance or loans?



you see if you use a loan to pay for the car YOU own the car not the finance company

if you get finance to buy the car tho the finace company own the car


one is a secured loan the other isnt

 

[DAVE_RSi]

i did, and now my mate does

 

[the1]

The bank owns my car until I have paid for it.

 

[Maxx]

Me - paid cash

 

[Sport182]

I own most of it £5000 belonged to the loan company when I bought it lol

 

[Tucks]

Me- Paid cash(which was stolen from Vader)

 

[Saner]

me me

 

[Leeshez]

Some one called Lee Sherrington owns mine god knows who he is?

 

[Swervin_Mervin]

Quote: Originally posted by McBunny on 22 June 2005
Quote: Originally posted by Swervin_Mervin on 22 June 2005What do you lot do to be able to afford new cars without finance or loans?



you see if you use a loan to pay for the car YOU own the car not the finance company

if you get finance to buy the car tho the finace company own the car


one is a secured loan the other isnt



Yeah I know that. But some are banging on about paying cash like they had it going spare. Im surprised more of you dont have finance though.

 

[lifelong 172]

Technically, my wife owns it!! Boohoo!

 

[badinvincible]

A Pulsar GTiR on Sunday night.

 

[clio__chris]

me - paid by building society cheque thingymebob

 

[geoff_clio182]

Me

 

[Pete]

Me, I thought it wasnt going to be for long but the Seat dealer dont seam to want to sell me a car, maybe Im just too common to own one.

 

[Alan]

Quote: Originally posted by badinvincible on 22 June 2005

A Pulsar GTiR on Sunday night.

Knowsit!

 

[admob]

finance, which is great as once paid 51% its going back, so depreciation or wear & tear isnt an issue.. i consider it as a lease car really.... if its worth more than wot i owe at trade in time then ill try & sell it private.. cant really lose.....

 

[stu182]

35% me, 65% Renault Finance.

IIRC I have to start paying for it tomorrow..... Hoping that the Renault finance monkeys are as f*ckwitted as some of their other employees and have forgotten to set up the standing order in my account.....

 

[Alan]

Quote: Originally posted by admob on 22 June 2005

finance, which is great as once paid 51% its going back, so depreciation or wear & tear isnt an issue.. i consider it as a lease car really.... if its worth more than wot i owe at trade in time then ill try & sell it private.. cant really lose.....

What kind of finance deal did you get mate? I.e interest, how long is the term and with what company?

 

[stu182]

Quote: Originally posted by admob on 22 June 2005

finance, which is great as once paid 51% its going back, so depreciation or wear & tear isnt an issue.. i consider it as a lease car really.... if its worth more than wot i owe at trade in time then ill try & sell it private.. cant really lose.....

Do many people have this kind of agreement? Honda tried to sell me this kind of deal when I was considering a CTR before buying the 182. As the car depreciates fastest in the first couple of years, cant the running costs be as high then as they are when its a bit older and has higher servicing costs, and hence leave you out of pocket and car-less at the end?

Guess it must be pretty good if you can pick up a 6 or 12 month old car on that sort of agreement though, as the first owner will have taken the biggest depreciation hit.

 

[stusV6]

Me in full and outrite

Cya Stu

 

[Scott]

me, paid cash, (only £1500 though )

 

[Vader182]

Me and I own Westys as well!!!!

 

[unofficialPete]

All registered to me, paid for by a passed away relative..

 

[Si172]

Me, but daddy paid for it (well half)

 

[Clewsy]

Me!!

 

[chris-b]

me.paid for with a christmas bonus! (one off!)

 

[Iain C]

me....took over a year to pay it off tho

 

[rcp]

Me

 

[Mike@Rentech]

ME NOW

 

[DaveLiquid182]

Me paid cash

 

[edde]

Me 100% for both cars.

 

[Gaz_T]

Im the registered owner of my car...but Bank Of Dad switched it at a local Dealer. Was a present for my 21st-Spoilt Brat, although it was 2nd hand
GAZ

 

[gazcaddy]

me

 

[buck]

finance

 

[rory182]

Finance company does still - £5250 paid.

In 4 months Ill have paid more than 50% but I doubt Ill be changing.

Im in the minority itd seem - all you rich gits!

 

[Donnie Darko]

Meeee

 

[Brooky182]

finance only a year in so havent paid jack really i think i prob own just passed the bonnet now or four wheels i cant decide


[Edited by Brooky182 on 22 June 2005 at 9:17pm]

 

[Chili Red]

Quote: Originally posted by rory182 on 22 June 2005

Finance company does still - £5250 paid.
In 4 months Ill have paid more than 50% but I doubt Ill be changing.

Im in the minority itd seem - all you rich gits!

Ahh I havent paid for mine yet either, got a bigole loan for it

 

[blackcat]

Clio - Mine lock stock

Delta - In shares with mister lloyds, 2/3 mine still owe 4k