so its 0% finance if you buy a renault!!!

[Limca]

anyone tempted?? :quiet:

 

[DrR]

No cos if you buy it online you'd save £1000s

 

[brisa4984]

0% not on their website

oh yeah ..just saw.

excludes renaultsport versions.

 

[brisa4984]

http://www.renault.co.uk/offerdisplay.aspx?id=offer3

 

[kully]

very tempting indeed :evil:

 

[DrR]

Can't believe people pay full price and do the 0% deal, it's a rip off!

 

[Kneel]

the 0% is available on the 197 with a 30% deposit. and its not too bad a deal really. for example my car is £14699, add on finance comes to around £17500 for a 5 year arrangement. If I put in 30% deposit my car would have been around £16k so I would have saved £1.5k. unfortunately I dont have enough money to put the deposit down

 

[Day]

Shame you don't get 0% depreciation in the 2 seconds after you drive off the forecourt eh...

 

[GinandGasoline]

Shame you don't get 0% depreciation in the 2 seconds after you drive off the forecourt eh...

lol.... knowsit!

 

[Timmay]

lol!

 

[daviebroon]

i know f**k all about finance, completely retarded as far as money goes... so i probably would fall for it to be honest.

but as its non-rs models, i won't be suckered just yet

 

[Sir_Dave]

Heres a better idea, pay cash, but tell them that instead of taking the 0% finance you want to pay the invoice value that they would have sold it to the finance company for.

This will be approx. 15% less than the original cost

These types of deals are brilliant for people who have cash to spend on a car

 

[ryansanderson172]

great idea mate, one to keep for the future

 

[BIFCAIDS]

i know f**k all about finance, completely retarded as far as money goes... so i probably would fall for it to be honest.

I know how you feel

 

[SOHROB]

id rather finance it than pay cash,anyone who ties up cash in a car is a mug.

 

[sharkaroo]

If you buy new your a mug. Close thread.

Used - FTW

 

[SOHROB]

true,buying a car at all is for mugs.Leasing FTW

 

[chris_182]

id rather finance it than pay cash,anyone who ties up cash in a car is a mug.

enlighten me, I'm stupid. Surely buying a car (maybe not new) is better than leasing??

 

[Timmsy]

true,buying a car at all is for mugs.Leasing FTW

Agreed. car runing costs are way to high to even contemplate buying new anymore

 

[Darren]

i know f**k all about finance, completely retarded as far as money goes... so i probably would fall for it to be honest.

but as its non-rs models, i won't be suckered just yet

it is RS models.

megane renaultsport - 10% deposit - 0% finance
clio renaultsport - 35% deposit - 0% finance

 

[SOHROB]

id rather finance it than pay cash,anyone who ties up cash in a car is a mug.

enlighten me, I'm stupid

Very simple,why would you tie up your own cash in something losing value?? i would much rather pay the finance and put my cash into property/shares etc.

If you look at how most wealthy and sucessful people work they never buy cars cash.

 

[chris_182]

when you say finance, what do you mean?

 

[SOHROB]

higher purchase,pcp etc there are many sorts. Personally i would go with a broker on a car with good residuals eg you could get a 6 month old r32/s3 with a £2k dep for £330 per month which i think is a cheap way of driving a nice motors.

 

[Steve]

^^ worse than renting??

Buy 6 month old, keep for 2 years, sell thats the best way.

'you could get a 6 month old r32/s3 with a £2k dep for £330 per month', why bother thats dead money?

 

[SOHROB]

a car will cost regardless,but buying outright you have tied up that cash (£25k could get a few BTL properties giving you an income) plus you get hit on depreciation.

Buying cash is even more dead money

 

[Steve]

BTL near me cheapest places £146,000 - £25000 leaves £121000 rental say £550pm how the hell can you get a 'few' places?

BTL is dying because of credit crunch, alright for them that are already in it with equity but not a safe place to be at present.

If you cannot afford a car don't buy it, end of

 

[SOHROB]

you evidently know nothing about investing, i have my own investment company. If you can stump up £6k i will get you a property tennated until June 2009 Giving a monthly profit of over £500.

Buying a car cash is silly in my book, hence why im 24 own 8 properties yet i have always financed vehicles and never purchased cash.

 

[daviebroon]

you evidently know nothing about investing, i have my own investment company. If you can stump up £6k i will get you a property tennated until June 2009 Giving a monthly profit of over £500.

Buying a car cash is silly in my book, hence why im 24 own 8 properties yet i have always financed vehicles and never purchased cash.

i agreed with you until you went all high any mighty talking about owning properties... no one gives a f**k. Can people not have discussions without saying well i have this, i have that.. i am i am?

I think if i had 8 properties at 24, i sure as f**king hell wouldn;t be wasting my time of cliosport.net , nevermind having the time to

 

[Initiale]

you evidently know nothing about investing, i have my own investment company. If you can stump up £6k i will get you a property tennated until June 2009 Giving a monthly profit of over £500.

Buying a car cash is silly in my book, hence why im 24 own 8 properties yet i have always financed vehicles and never purchased cash.

Maybe you have 8 mortgages but I doubt you own 8 properties.

:rasp:

 

[SOHROB]

i wasnt getting high and mighty just showing what can be done, and why wouldnt i be on cliosport just because im an investor???? it doesnt change the fact that i used to own a clio and have an interest in cars.Anyway i will say no more on the matter

 

[Sami]

Hence why nearly all companys offering luxury cars always state a finance deal with an end balloon payment, why throw £100k into a car when you could invest it and easily offset any extra interest on the car.

 

[Timmay]

anyone see the reno advert with the meggy sport? 10% deposit and 3 years interest free credit

 

[AlexS]

Im too much of a tight cnut to buy a new car and watch it depreciate. And as to leasing an S3 for £330/ month (which will obviously have a mileage restriction) why not buy a secondhand one. £330/ month is best part of £4k per year, and you would be restricted to 12k miles I expect. Surely if you bought a secondhand one and run it for 2yrs at 12k per year its unlikely to lose £8k in depreciation.
I don't know enough though about these leasing arangements, im guessing if tyres, servicing and insurance is included it could be viable.