Tesco insurance rip-off

[rt172]

I phoned up Tesco today to get my girlfriend added to the Williams insurance. From now until my renewal date (14 days away), they have charged me £13.50. That seems to work out at about £350 a year. Seemed a bit steep, but I paid it and asked for them to give me a renewal quote. The figure they came back with was £1380 (for the two of us on the policy) Fully Comp. (Im 26 with 5 years NCB, no convictions etc.)

I then immediately went onto their website and, using the exact same details as they just used to quote me over the phone as an existing customer, I was quoted......£880!!!

So there it is, Tescos will value your business so much, they will try and fleece you for a totally unnecessary £500 premium on top of your premium. If they had quoted me £880 over the phone they would have had my business, but as they have tried to con me, Im off elsewhere.....I just got a quote from Admiral (via http://www.confused.comwww.confused.com - excellent site) for £823 including protected no-claims bonus.

So, as Im sure many people here are Tesco Insurance customers.....watch out.....!

Rhys

 

[Anders]

Ah no its you that should learn the lesson!!!

NEVER let your G/F on your car insurance...you were asking for it!!!

LOL!

 

[rt172]

Well, that mistake aside, its still a pisstake!

 

[Matblack]

I had the same thing with Admiral believe it or not! I had a policy with them did all my research for renewals on the net, decided to go with them again and when I called up the guy was saying +£200 on top of the net quote. He suggested I cancel and take get the net quote, he even put a note on my file to cancel any charges for early cancellation of the policy.

Admiral are good and the protected NCB is a huge bonus. One word of advice though, I had problems with their after office hours customer service desk. I think they recently switched to a call centre in India which is fine but they havent got used to the systems get and that on top of a few communication problems made my discussions a bit stalled. All the customer service people were very nice though and we got it sorted out in the end.

MB

 

[Anders]

Yip, agreed.

Still Im with Tesco and I pay around the same too for my Willy. 26 with 4 yrs NCB.

Might try the pay as you go one, as I only do 3 miles a day to work and back!!

 

[007]

Tesco quoted me £470 for my Willie but online it was only £396 - so I got it on-line!

 

[JonC]

Well I had the complete opposite with Tesco. Used their online quote to give me an idea of what to pay come renewal, quote was £680 same as last year. A week later got the renewal through and was £588. Go figure......

 

[Illusion]

Tescos gave me a cheaper on-line quote too...

I phoned them up, and they said £2100 fully comp on a willy 2 (21 with no no claims).

Then I tried their website £1775 fully comp. I know if u book on-line u get a 5% discount. But I aint gonna complain if they cant add-up properly.

But then again £1775 just on insurance is still bent.

 

[JonC]

£1775 for insurance!

 

[Illusion]

Yeah, i done the full internet search and the back pages of Maxpower. Somehow Tescos ended-up being the cheapest. Unless anyone else has got any recommendations?

 

[JonC]

Do a few searches on this forum, but I heard that Liverpool Victoria are pretty reasonable.

 

[Illusion]

Liverpool Victoria quoted me £2500,

The biggest shock was A Flux quoting me over 3K, all my mates got good quotes with em apart from me...I got a feeling that they might of taken my details down wrong, so i gonna give them another go.

 

[007]

Tesco have been cheapest for me on my last 2 cars. Before that was Hyperformance and before that was Admiral. It seems to change most years but all the info (age, car etc.) means they can be quite different for everyone. I usually call at least 10 each year!!

 

[DTWD]

I was with Tesco and I got insured without alloys on. Then I got alloys, and chose not to tell them. (I was, and still am, a poor student) 2 days before renewal date I was ringing around some places. I contacted tesco and asked them to add some alloys onto my policy to see what it would be like. But I told them I didnt actually have any on at the time, but I was seriosly thinking about it. They did, then wanted £11.50 off me. I asked why and they told me it was because I had alloys on. But I hadnt (as far as they knew) but they said they couldnt take it off. They told me that unless I paid they would not be able to continue covering my car. And I couldnt be arsed with the hassle of loosing that years ncb for £11.50. So after that phone call I set about getting my money back. No luck, but I took my buisness somewhere else as they were tw*ts. Still cheeper than where I ended up but its the principle. Ended up with CIS and they are great. A bit more expensive but can do anything to the car (apart from engine) and they dont care.



Paul

 

[Zidan]

Exactly the same thing happened to me. My renewal notice came through and it wasnt quite as cheap as I had hoped to I hopped on the internet and did a fresh quote which worked out about 150 quid cheaper!

 

[broadbean]

sorry lads but i got my insurance with bell direct,600 fully comp,protected,thats on my v6,30 years old with 7 years no claims.

 

[rt172]

Hmm.....just got the insurance renewal documents complete with stupid quote from Tesco and noticed that they only had me down as 2 years No Claims instead of 5 years. Phoned up expecting a fight and the guy just said "oh yeah, Ill get that changed for you" and then quoted me £757 for renewal, so I have gone with them again now after all. Strange!

Rhys

 

[James20VT]

weell i was just qutoed £1400 here in jersey.. to insure the R5 GTT!!

just phoned Norwich union... they will insure me for £535 or £595 with protected NCB..

or £386 TPFT!!

RESULT!