Unsure on laws

[mckenna18]

Hi I'm selling my car next week and swapping my mams car onto my insurance so I'm not losing my ncb as I'm young however would I nee to be the registered owner or could the car remain in my mams name Thanks

 

[-J-]

Why would you loose no claims? Can't you freeze your insurance until you get a new car?

NCD remains valid for 2 years IIRC if you don't hold insurance?

Aside I'm sure you can still insure the car if its registered in your mums name providing there is not already an active insurance policy in place.

 

[mckenna18]

Because I don't work at home so was going to insure that and save up and buy something when I get the years ncb

 

[Harbinger]

Are you actually going to be using the car? if not then there will never be the need to check / ask.

 

[mckenna18]

I will be using it on my weeks off

 

[DrR]

Does your mum insure it in her name to?

 

[loggyboy]

Dont bother swapping it, just get a copy of your renewal or a letter from your insurers confirming your NCB entitlement, It will be vaild for 2 Years.
If you find after a while you arent going to insure a car within 2 years, then you can mess around swapping it over.

 

[mckenna18]

I know I won't lose the Ncb I have, I'm doing it to continue the policy I have so I don't lose the 8 months

 

[loggyboy]

You should be able to get a refund (minus a small fee or percentage)

 

[mckenna18]

I'm not fussed about money, I'm 20 year old this policy has 4 months left them I will get my second year Ncb so that's why I want to continue it so I still keep this year rather than losing 8 month