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De-cat, Im selling them for £30 + P&P, really makes a difference. My insurence company hasnt charged me extra for it. This will massivly increase the noise once it gets bedded in, and will even give you a few more horses.
Just say "as far as i am aware it will not give me any more power, just make ti louder", thats what i said to my insurance company.
That way you are not telling any lies as such, and if they are like mine they know nothing about modding, so will believe your knowledge, as long as ou dont TELL them it wont increase the power.