What are you paying for insurance ?

[D1CKY]

My insurance is due next month, and i was wandering how much insurance prices vary around the country :S

So how much is everyone paying and on what type of Clio or car ?

I'm paying paying £304 fully comp with one named driver, an SP30 and 4yrs ncb with Direct Line and i've been told thats good.

But i want it cheaper

Lol

 

[DebV6]

I pay £800 fc on the vee with Greenlight.

 

[sgtbash999]

i'm 25 (24 when i took the policy out) with 4 years NCB, clean licence, 11000 miles P.A. driving a Clio 182 and i'm paying 640 notes with elephant.

my postcode has a lot to answer for!!!!!!!!!!

 

[Ali]

I pay £800 fc on the vee with Greenlight.

I pay 704 :rasp: Admiral.

 

[geordieracer]

28, fully comp, license since october 07, paying £468.00 on my 1.6

 

[ForceIndia]

i'm 25 (24 when i took the policy out) with 4 years NCB, clean licence, 11000 miles P.A. driving a Clio 182 and i'm paying 640 notes with elephant.

my postcode has a lot to answer for!!!!!!!!!!

Pah. 27 yrs old, 7yr NCD, no convictions. Standard 172.......£850.

 

[sgtbash999]

how's yours that high Warren?

 

[theduck]

22, Diesel Grande Punto £350
My quote for when I change to a 172 was about £600 iirc

 

[Madman]

26 172 £350.00 Fully Comp with Adrian Flux

 

[Gary-Lew]

£325 with protected No claims discount with More Than on my 182

 

[ForceIndia]

how's yours that high Warren?

Welcome to Birmingham. One of the safest parts too!

 

[-J-]

27 - 7 years NDC - £430 FC with PNCD and breakdown cover and a free Pressure washer (Tescos)

 

[Bodge!]

22 - 2 years ncb - £500 with Bell

 

[theduck]

how's yours that high Warren?

Welcome to Birmingham. One of the safest parts too!

Living outside Birmingham and commuting on the train FTW

 

[D1CKY]

Bloody hell it fairly depends on where in the country you live.

 

[D1CKY]

I pay £800 fc on the vee with Greenlight.

I pay 704 :rasp: Admiral.

That aint bad dude.

 

[fuel_slut]

Clio 172

Age 24

2 NCB

Renewal this month, quoated FC £580, not bad.

 

[DebV6]

I pay £800 fc on the vee with Greenlight.

I pay 704 :rasp: Admiral.

That's not fair, I thought womans insurance was supposed to be cheaper :dapprove: Bloody Essex!

 

[Ali]

I pay 704 :rasp: Admiral.

That's not fair, I thought womans insurance was supposed to be cheaper :dapprove: Bloody Essex!

Yahooo! lol! Not declared the mod's but there not exactly noticeable lets be honest...remap/zorst and ik..

 

[oz_clio]

18
Policy in my name(makes a big diff!)
1 Yr NCB
1.4 16v
£850

 

[JON13S]

23
4 yr protected ncb
1 x claim for 4k last year.
£540 with direct line (should be cheaper once i've owned the car for a year)

 

[D1CKY]

That's not fair, I thought womans insurance was supposed to be cheaper :dapprove: Bloody Essex!

Yahooo! lol! Not declared the mod's but there not exactly noticeable lets be honest...remap/zorst and ik..

Very true.

And where you live must have a major factor in it

If Ali's cheaper then Deb, unless Ali your older and have more Ncb.

 

[DebV6]

Yahooo! lol! Not declared the mod's but there not exactly noticeable lets be honest...remap/zorst and ik..

Very true.

And where you live must have a major factor in it

If Ali's cheaper then Deb, unless Ali your older and have more Ncb.

I'm older than Ali and I have 5 years no claims. It's just my crappy postcode!

 

[D1CKY]

Very true.

And where you live must have a major factor in it

If Ali's cheaper then Deb, unless Ali your older and have more Ncb.

I'm older than Ali and I have 5 years no claims. It's just my crappy postcode!

Must just be the post code yeah

Is your area bad for car related crime ?

 

[rsclio182]

ive got friends who live in romford, 1.1 saxo £1500 average, i live in devon 182 under a grand lol, post code is a huge factor!

 

[D1CKY]

It sounds a bit of a Post code lottery

 

[Henry]

you're doing well at £304 i'd say. mine's £350 (with Tesco) and, at 35, my glass is only half full now!

 

[DebV6]

I'm older than Ali and I have 5 years no claims. It's just my crappy postcode!

Must just be the post code yeah

Is your area bad for car related crime ?

Well I live in Essex so that probably says it all! I checked and it's the worst postcode area

 

[Dink]

26
7 NCD
400 pound
Polo GTI
Direct line

 

[gregwilliams333]

just under 2k with 3 years driving but 0ncb on 172, 21 as well

 

[Eckascliovalver]

im £1700 fully comp with the older missus on it to take it down about 1k but then again i do live in mini bosnia:rasp:

 

[Rob22]

Found this on a mini forum quite interesting and explains some of the high quotes!

Here is a list of postcodes and their risk ratings as used by insurance companies.
Interesting reading

A is Low Risk
F is High Risk

Don't know about the Refers

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 A
AL St Albans
1, 7 C
2-3, 8-10 D
4-6 B
B Birmingham
1-21 Refer
23-26, 36, 70 E
27, 29, 31-35, 37-38, 42-44, 66-69, 71 D
28, 30, 40, 46-47, 62-63, 72-77, 79 C
45, 48-50, 60, 64, 65, 78, 90-98 B
61, 80 A
BA Bath
1-2, 5, 6, 8, 11-14 B
3, 7, 9-10, 15-16, 20-22 A
4 C
BB Blackburn
1, 4-5, 8, 10, 12, 18 D
2-3, 11 E
6, 9 C
7 B
BD Bradford
1, 3, 4, 7 Refer
2, 9, 10 F
5, 11, 15, 19, 21 D
6, 8, 12-14, 16-18, 20, 22 E
23-24 A
BH Bournemouth
1-5 C
6-7, 11, 13, 15, 17-18, 25 B
8-10, 12, 14, 16, 19-24, 31 A
BL Bolton
0-2, 6 E
3-5, 7-9 F
BN Brighton
1-3 D
5-8, 13-14, 17, 24, 27, 41-42, 44-45 A
9-12, 15-16, 18, 21-23, 25-26, 43 B
20 C
BR Bromley
1, 3-5, 7 E
2 D
6, 8 C
BS Bristol
1, 3, 5, 11 E
2 Refer
4, 6-7, 10 D
8-9, 13-16, 23, 30, 32, 34-35 C
20, 22, 24-25, 29, 31, 39, 40-41 B
21, 26-28, 36-37, 48-49 A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 B
4, 6, 8-12, 15-17, 22, 25 A
14, 28 C
CB Cambridge
1, 5, 9 B
2-4, 6-8, 10-11 A
CF Cardiff
3, 15, 42, 61-62, 71-72 E
5, 10-11, 14, 23-24, 63-64 F
31-41, 43-48, 81-83 D
CH Chester
1, 64-66 C
2-8 B
41-42, 44 F
43, 45-46 E
47-49, 60-63 D
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 B
1, 3, 6-7 A
5, 13-14, 16, 20-24 C
15, 18 D
19 E
CO Colchester
1 C
2-3, 5, 8, 10, 15-16 A
4, 6-7, 9, 11-14 B
CR Croydon
0, 4, 7 F
2, 8-9 E
3, 5-6 D
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 C
3, 5, 7, 14, 18 B
13, 15, 21 A
CV Coventry
1-3, 6 E
4-5, 7, 11-12 D
8-10 C
13, 21-23, 31-34, 47 B
35-37 A
CW Crewe
1, 3, 5, 7, 9 B
2, 4, 6, 8, 10-11 A
12 C
DA Dartford
1, 5, 7, 9, 10 E
2-3, 6, 11-13 D
4 C
8, 14-18 F
DD Dundee
1-3 D
4 C
5-10 A
11 B
DE Derby
1, 3, 22, 55 C
4, 12, 14-15, 45 A
5-7, 11, 13, 56, 65, 72-75 B
21, 23-24 D
DG Dumfries
1-2 B
3-14, 16 A
DH Durham
1-3, 8 D
4 E
5 F
6-7, 9 C
DL Darlington
1, 15 D
2-5, 14, 16-17 C
6-13 B
DN Doncaster
1, 4-5, 11-12 F
2-3, 6 E
7-9, 16-17, 19-20, 37-39 B
10, 14, 18, 21-22 A
15, 31, 33-34, 36, 40-41 C
32, 35 D
DT Dorchester
1-3, 5-11 A
4 B
DY Dudley
1-6, 9 C
7, 14 A
8, 10-13 B
E London E
1-9 Refer
10-15, 17 F
16 E
18 D
EC London EC
1-4 Refer
EH Edinburgh
43-46 A
26-27, 38-42, 55 B
23, 28-37, 47, 49, 51-54 C
11-13, 15-22, 24-25, 48 D
1-10, 14 E
EN Enfield
1, 5-9 E
2-4 F
10-11 C
EX Exeter
1-5, 8, 20, 34 B
6-7, 9-19, 21-24, 31-33, 35-39 A
FK Falkirk
1-5 C
6-10 B
11-21 A
FY Blackpool
1, 4, 8 D
2, 6 B
3, 5, 7 C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 E
60-62, 64, 67-68, 82 D
52, 63, 83-84 B
65 C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,
46-47, 51 B
4, 11, 25, 29, 32, 35 C
12, 18, 26, 28 A
GY Guernsey
1-9 A
HA Harrow
0-2, 4, 7-9 E
3, 5-6 D
HD Huddersfield
1, 6-9 D
2-5 E
HG Harrogate
1-2, 5 C
3-4 B
HP Hemel Hempstead
1-3, 6, 20 D
4-5, 7, 10-14, 19, 21 C
9, 15-18, 22-23 B
27 A
HR Hereford
1, 3, 5-6, 8-9 A
2, 4, 7 B
HS Outer Hebrides
1-9 A
HU Hull
1-6, 8-9, 13 D
7 E
10-11, 14, 16 C
12, 15, 17-20 B
HX Halifax
1, 3 F
2, 4-5, 7 E
6 C
IG Ilford
1, 11 Refer
2, 6-8 E
3, 9-10 F
4-5 D
IM Isle of Man
1-9 A
IP Ipswich
1-3, 5-23, 26-33 A
4, 24-25 B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 A
JE Jersey
1-4 A
KA Kilmarnock
1-26 B
27-30 A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 E
2, 4-5, 7-12 D
13-16, 18, 20-22 C
23-24 A
KW Kirkwall
1-3, 5-17 A
KY Kirkcaldy
1-16 B
L Liverpool
1-21 Refer
22 F
23, 29, 34, 38, 40 D
24-28, 30, 32-33, 35-36 E
31, 37 C
39 B
LA Lancaster
1,3-4, 14, 19, 22-23 B
2, 5-13, 15, 17-18, 20-21 A
16 C
LD Llandrindod Wells
1-8 A
LE Leicester
1-2 Refer
3-4, 6, 10 C
5 D
7-9, 11-12, 17-18 B
13-16, 65, 67 A
LL Llandudno
11-13 C
14, 29, 31, 33, 41 B
15-28, 30, 32, 34-40, 42-49, 51-78 A
LN Lincoln
1, 5-6, 9 B
2-4, 7-8, 10-13 A
LS Leeds
1-13, 15-16, 19, 26-27 F
14, 18, 28 E
17, 21-23 C
20, 25 D
24 A
29 B
LU Luton
1, 4 Refer
2-3 D
5 E
6-7 C
M Manchester
1-9, 11-24, 40, 60 Refer
25-29, 32, 34-35, 38, 43, 45-46 F
30-31, 33, 41, 44 E
ME Medway
1-2, 4-6, 8-13, 15-17 C
3, 7, 14 D
18-20 B
MK Milton Keynes
1-5, 7, 9-15 D
6 E
8, 16-17, 19, 40-42 C
18 B
43-46 A
ML Motherwell
1-2, 6, 9 D
3-4 E
5, 7 C
8, 10-11 B
12 A
N London N
1, 7, 9 Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 F
3, 14, 21 D
12, 18, 20 E
NE Newcastle-upon-Tyne
1, 4-6, 8 Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 F
45 A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 E
13, 22-25, 35, 61-62, 64 D
18, 20, 26, 47 C
19, 43-44, 46, 48-49, 65-71 B
NG Nottingham
1-4, 6-8, 10-12, 16-18 C
5, 15 D
9, 19-21, 25, 34 B
13-14, 22-24, 31-33 A
NN Northampton
1-5 D
6, 9, 13-16 A
7-8, 10-12, 29 B
17-18 C
NP Newport
4, 16, 18, 26 C
7-8 A
10-11, 19-20, 44 E
12-13, 22-24 D
15, 25 B
NR Norwich
1-2 C
3-4, 6-8, 30-31 B
5 D
9-29, 32-35 A
NW London NW
1-2, 5-6, 8 Refer
3, 10 F
4, 9, 11 E
7 D
OL Oldham
1-5, 7-9, 15 F
6, 16 Refer
10-14 E
OX Oxford
1, 4 C
2-3, 6, 10, 16, 25-27, 33, 44 B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 A
PA Paisley
1, 3-4 Refer
2, 5-8 E
9-11 D
12-15, 19 C
16-20 B
21-49, 60-78 A
PE Peterborough
1-3, 5, 7, 20, 22 C
4, 10, 13-14, 19, 25 B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 A
PH Perth
1-2 B
3-26, 30-44, 49-50 A
PL Plymouth
1-3 C
4-5 D
6-7, 9, 20-21 B
8, 10-19, 22-35 A
PO Portsmouth
1, 3-6, 19 C
2, 7-8, 12, 15, 17, 20-21, 30 B
9-11, 13-14, 16, 18, 22, 31-41 A
PR Preston
1-2, 4 C
3 A
5-9 D
RG Reading
1-2, 4, 21, 30-31, 42 C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 B
23-27 A
RH Redhill
1-2, 6-9, 14, 16-18 B
3 E
4-5, 10, 12-13, 15, 19-20 A
11 C
RM Romford
1, 6, 9-10, 12 F
2-5, 11, 17-18 E
7-8, 13-16, 19-20 D
S Sheffield
1-3, 5, 7-8 Refer
4, 9, 11, 13-14, 60-61 F
6, 10, 12, 20, 35-36 E
17, 21, 25-26, 63, 70-71 D
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 C
40, 42, 45 B
44 A
SA Swansea
1-2, 4, 7 E
3, 5-6, 8-13, 15 D
14, 16, 34, 40-41, 43-47, 68-69, 72 B
17-20, 31-33, 35-39, 42, 48, 61-67,
70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 F
3, 9, 12, 20 E
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 B
2, 4, 13-14 C
6-9, 18 A
SK Stockport
1, 4, 14-16 F
2-3, 5-6, 8 E
7, 13 D
9-12, 17, 22-23 B
SL Slough
0-3 D
4-6, 8-9 C
7 B
SM Sutton
1, 5 E
2-3 D
4, 6 F
7 C
SN Swindon
1-2, 6-10, 13, 25-26 B
3-5, 11, 14-16 A
12 C
SO Southampton
14-19 C
20, 24, 41-43, 50-53 A
21-23, 30-32, 40, 45 B
SP Salisbury
1-8, 10-11 A
9 B
SR Sunderland
1-5, 8 E
6-7 D
SS Southend-on-Sea
0-1, 6, 8, 13, 16 C
2-4, 7, 9, 11 B
5, 12 A
14-15, 17 D
ST Stoke-on-Trent
1, 4 D
2-3, 5-8 C
9, 12-14, 16, 18-21 A
10-11, 15, 17 B
SW London SW
1, 3-7, 10, 12-20 F
2, 8-9, 11 Refer
SY Shrewsbury
1-2, 4-12, 15-25 A
3, 13-14 B
TA Taunton
1-4, 6-23 A
5, 24 B
TD Galashiels
1-5, 7-10, 12-14 A
6, 11, 15 B
TF Telford
1, 3, 7-8 C
2, 5-6, 10 B
4 D
9, 11-13 A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 A
13 D
15, 17, 21, 37 C
TQ Torquay
1-2 B
3-14 A
TR Truro
1-10, 12-17, 19-27 A
11, 18 B
TS Cleveland
1-2 Refer
3-4, 6, 10, 20 F
5, 7-8, 16-19, 24, 26-29 E
9, 14, 22 C
11-13, 15, 21, 23, 25 D
TW Twickenham
1, 9, 11 F
2-3, 6-8, 10, 13-14 E
4-5, 12, 15-18 D
19-20 C
UB Southall
1-3, 9 D
4, 6, 10 E
5, 7-8 F
W London W
1-2, 5-6, 8-9, 12, 14 F
3-4, 7, 13 E
10-11 Refer
WA Warrington
1, 4-8 C
2 B
3, 9-12, 15 D
13 F
14 E
16 A
WC London WC
1-2, 99 F
WD Watford
1-3, 17-19, 23-25 C
4-5 B
6-7 D
WF Wakefield
1-2, 4, 7-10, 12, 16-17 E
3, 11 F
5-6, 13-15 D
WN Wigan
1-4, 7 F
5-6 E
8 D
WR Worcester
1, 3, 12, 15 B
2, 4-11, 13-14 A
WS Walsall
1-6, 10 D
7, 12-13, 15 B
8-9, 11 C
14 A
WV Wolverhampton
1-2, 12-14 D
3-4, 6-8, 11 C
5, 9-10, 15-16 B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,
41-43, 51 B
12-15, 21-22, 25, 60-62 A
18 C
ZE Lerwick
1-3 A

 

[D1CKY]

im £1700 fully comp with the older missus on it to take it down about 1k but then again i do live in mini bosnia:rasp:

Lol

f**k paying that for insurance

 

[kic]

have to laff at you lot wanting it cheaper lol

1.2 16v
19 yo
0 NCB
£850 excess!!!!!!!!!!!
close to 1800 this year

now stop moaning lol

 

[DebV6]

I'm a postcode area F

 

[stoddie]

30 6 yrs NCB

dc5 £650 mods declared
fiesta st £250

both through direct line

 

[Peperami]

have to laff at you lot wanting it cheaper lol

1.2 16v
19 yo
0 NCB
£850 excess!!!!!!!!!!!
close to 1800 this year

now stop moaning lol

You're being done mate! At same age, with same car and a high risk job (which makes a huge difference) i was paying £1100...

Currently with bell, £920, 23, 2yrs ncb and 2 claims within last 3 years.

 

[kic]

bell i am with lol

 

[JON13S]

ha ha area B lol. explains a few things......

 

[JMR]

35yr old
7k miles pa
Full NCD Protected
£200xs
No endorsements/speeding or previous accidents etc

£322 mods declared - Admiral

Post code Risk A