What have you declared? [Insurance]

[OneTime_]

Just want to know if you have actually declared every last thing concerning your insurance. Do they really need to know about everything?

Currently got 172 alloys on a non rs. Going to declare them but will cost me £88 excess

Also got aftermarket rear lights and about to install ph1 172 front lights.
Do I really need to declare the lights?

Adding a cup spoiler once NathJ has finished painting it for me. Declare that as well?

In the drop down menu (Insured with eCar insurance) it has all of the above. For the rear lights, front lights and alloys it will cost me £168 to declare them :S

 

[Naith]

not abut to declare it on a public forum put it that way...

 

[cat171]

You best get declaring the mods tbh.

 

[jesus]

All mine are declared!

 

[Reyes]

Turbo declared, wheels declared, suspension declared, new shoes (Base London) not declared.

 

[Greeny.]

Even if mine whernt declared why would I say they whernt on a public forum lol

 

[clio_andy]

Even if mine whernt declared why would I say they whernt on a public forum lol

+1

 

[JD]

Declared, and if you have any sense you will declare it all as well.

 

[Winston]

I don't bother with insurance full stop tbh......

 

[OneTime_]

Just done it now. Declared both front and back lights. Declared alloys. Declared spoiler...which is coming soon. And also declared that I added fog lights.

Total £161...no idea why it went down with spoiler and fog lights added. lol.

Peace of mind

 

[Sym0n]

I don't bother with insurance full stop tbh......

+1 I also don't have a licence.

 

[bmh.01]

Everything, otherwise whats the point of paying it in the first place if you won't be covered in an accident.

 

[Fletcher]

everything, it doesn't make a great deal of difference when you're 27.

 

[172Ben]

Everything!

Even down to tyres (888's), but then they are ditch finders

My battery ive just relocated thats insured, stripped out rear, that aswell.

You get the idea

 

[JD]

What about that ghey exhaust? Do they insure scaffolding?

 

[172Ben]

Yep, they were quite surprised when i said it was from B&Q

Ill take you for a spin soon, then we will see who is ghey

 

[Gaz_]

Non Elf oil, Optimax petrol, non french air in my tyres, magic tree....

you get the idea

 

[guysy]

The dust on my dashboard.

 

[Timmay]

All mine are declared!

best way imo - at least you are def covered then

 

[Jun]

I declared absolutely everything. Even down to the silvervisions...

 

[greglesueur]

Mint idea to say online what u ain't declared lol.. Mines all declared except my stickers that add atleast 10bhp lol

 

[Spiezels]

Aledgedly Didnt declare any of mine...however i only had read/head lights, dynamique spoiler and ph1 oz alloys.

Although i told my insurance broker i was putting renault alloys on and he said it was fine.

 

[indy]

I don't bother with insurance full stop tbh......

get life insurance instead. :approve:

 

[OneTime_]

Mint idea to say online what u ain't declared lol.. Mines all declared except my stickers that add atleast 10bhp lol

Hence why I declared everything after the first 5 posts

 

[TimR26]

At renewal I declared my ktec stealth exhaust plus coilovers and upgraded brakes which I haven't fitted yet.

 

[Benny06]

There's no point paying for insurance which you're just going to void immediatley. Well done for declaring them :approve:

I'll be 21 when I buy my 182. And maybe 21 if i start modding but I may want to run everything stock for a while. Mostly be stripping out, coilovers and brakes, so nothing to enhance performance power wise.

Did anybody do the same when they were my age and roughly how much did it cost you extra to declare the mods?

 

[JD]

Nice two month bump! Ben you still owe me a ride out in the scaffolding car of yours

 

[Benny06]

Nice two month bump! Ben you still owe me a ride out in the scaffolding car of yours

Didn't feel it was worthy of it's own thread! Recycling

 

[Sargara]

I tried to declare my mods with Flux on my old "Ph1 Si" but they said as long as they were Renault approved parts on a Renault car they didnt really care (172 alloys, 172 headlights).

 

[dswarwick]

Everything!

Even down to tyres (888's), but then they are ditch finders

My battery ive just relocated thats insured, stripped out rear, that aswell.

You get the idea

I've been wondering about R888's (haven't got them yet, but intend to). These are road legal tyres so resumably they can't specifically discriminate against R888s versus all the other non-maunfacturers fit tyres that you could have on.

Not that I really care - I'm old and my insurance is cheap!