If you've got over 6 years no claims, a clean licence and are over 25 then sounds like regardless of driveway you live in a shitty postcode.
Have a look on here to get an idea.
http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
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If you've got over 6 years no claims, a clean licence and are over 25 then sounds like regardless of driveway you live in a shitty postcode.
Have a look on here to get an idea.
http://www.motorcarinsuranceuk.co.uk/post-code-ratings.php
It'll no doubt be playing a part, if they're pushing up premiums you can bet that high risk postcodes will be seeing a higher increase than low risk.
always, but the thing is the comparison sites are usually good to bring your premium down with a proper company, like i said at first i pay more than my cheapest quote because i wanted to go with someone i trust, and with the legal cover etc etc etc
im worried this time im gonna end up paying like £900 again and i thought those days were long gone
dCi 65 + C2 (<Sold)
Yeah. I was with Admiral, tried all the companies under the group (Elephant etc) and managed to knock my renewal down by £350. If you can prove you actually got a quote by giving a reference or whatever they've got no choice but to match it. I don't have a performance car or anything so I have no problems insuring myself with them.
Audi A4 1.8T Sport
my renewal was for the same amount as last year, phoned them up and got £100 off. job done. (ended up cheaper than comparison sites)
with Tesco
with Tesco
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3 Choices.
1. Suck it up and take it in the ass.
2. Move out of Beirut.
3. Buy a lower insurance group car.
gonna have to be option 1
im not gettin rid of the Furby as its saved me a lot of money over all, less tax than the Clio, it WAS cheaper to insure, better mpg, and touch wood 2 years of trouble free motoring
cant afford to move yet either
gonna try adding the mrs or my dad on as second drivers see if that makes any difference, could do with the other half on it anyway but all the years previous its gone up
im not gettin rid of the Furby as its saved me a lot of money over all, less tax than the Clio, it WAS cheaper to insure, better mpg, and touch wood 2 years of trouble free motoring
cant afford to move yet either
gonna try adding the mrs or my dad on as second drivers see if that makes any difference, could do with the other half on it anyway but all the years previous its gone up
Corsa :$
Will the mrs be able to actually drive the car though? Do you trust her not to kurb your wheels? lol
When i added the OH on to my insurance, it went up....
Noticed my dads insurance was higher this year than last because i deal with all that stuff in our house. He was quoted £378 last year fully comp, this year smallest i could get it for was £490!!
When i added the OH on to my insurance, it went up....
Noticed my dads insurance was higher this year than last because i deal with all that stuff in our house. He was quoted £378 last year fully comp, this year smallest i could get it for was £490!!
gonna have to be option 1
cant afford to move yet either
Insisting on option 1 means avoiding option 3 results in longer before you can go with option 2
I've just purhcased mine for £587 in the end through Elephant. Not bad considering my renewal price was over double that from Directline!!
What is strange though is that if I said that my car was parked in the street rather than the garage then it brings the price down by £85 - insurance just doesn't make sense at all tbh!
What is strange though is that if I said that my car was parked in the street rather than the garage then it brings the price down by £85 - insurance just doesn't make sense at all tbh!
Deeg
ClioSport Club Member
Probably been a spate of garage burglaries in your area or something, which resulted in cars being damaged, so the % of cars damaged in garages increased above cars damaged on the street in your area.
I don't think so we've had anything recently in the area, well, I've not heard anything.
Insurance just makes no sense at all ... for example, if I put my job title to "Sales Executive - Travelling" instead of "Sales Executive - Non-travelling" then it brings it down even more?!
I'm pleased I got it down to what it is tbh - I've not paid more than last year now, I did have to fiddle the mileage though which I will increase if needed later in the year, although most companies dont' even ask for the vehicle milage anyway!
Insurance just makes no sense at all ... for example, if I put my job title to "Sales Executive - Travelling" instead of "Sales Executive - Non-travelling" then it brings it down even more?!
I'm pleased I got it down to what it is tbh - I've not paid more than last year now, I did have to fiddle the mileage though which I will increase if needed later in the year, although most companies dont' even ask for the vehicle milage anyway!
Deeg
ClioSport Club Member
As I say, it's all based on stats, so travelling sales man have less (or less serious) claims than none travelling.
I agree though, it doesn't always seemt o make sense.
We just have to pay it.
Not helped by all the fronting / not bothering that happens no doubt.
multicar put mine up to 500 :S
dCi 65 + C2 (<Sold)
I'm gonna try putting the mrs on a multicar policy with myself (Diamond are the cheapest stand alone) see if it's cheaper.
Jason_E
ClioSport Club Member
Elise, 530d
I just went for a 10 month no claims booster policy with Elephant for my cheapest. Did Some quotes for when I get my first NCB and on average my premiums go down about £1,000.
I found price comparison sites to be bloody expensive compared to ringing around too.
I found price comparison sites to be bloody expensive compared to ringing around too.
You work in a garage don't you? I know techs who run old diesel 106' or fiestas which they never do any work on and use barely any fuel. Sounds like you're just making lame excuses to cling on to the fabia. If I had to choose between property or an ever depreciating lump of metal I'd go with a pile of bricks all day long. Guess it's all about priorities.
