Whats your insurance?

[petroladdict]

1998 mk2 ph1 1.6 8v rxe

26yrs
2 years no claims
parked on road
k+n filter
alloys
internal mods

735 fully comp (up 4 renewal vsoon)
cis

best thing is that as long as u dont increase bhp, u can do what u want.

 

[fbz1501]

182 + cup packs

27 yrs old
about 10yrs NCB (isn'tthe max 5 or 7?)
Parked on the street
Full comp plus protected NCB

Tesco.... 1st yr 750, 2nd year... 640

Protecting your NCB adds 100+, not sure if its worth it, catch 22!

 

[Ross16V]

18 years old, driving liscence for 1 year, No NCB's.

Clio 1.8 16V

800 Third Party, no mods, bonus accelerator (10 months).

elephant.co.uk, you guys should try it out!!!

 

[Ross M]

^^^ you cant get NCD on third party.
coz theres nothing for you to claim on apart from if you damage someone elses car so the NCD doesnt count unless u keep it on third party.

 

[theduck]

1998 mk2 ph1 1.6 8v rxe

26yrs
2 years no claims
parked on road
k+n filter
alloys
internal mods

735 fully comp (up 4 renewal vsoon)
cis

best thing is that as long as u dont increase bhp, u can do what u want.

you cant do ANYTHING you want, they wont insure flared arches! and you do realise CIS will not give you a competitive renewal quote with mods, and if you ask them for a more competive one they will make you remove your mods as they have changed their underwriters. also they always haved classed the K&N as increasing the cars insurance group by 2 groups! So if you havent decalred that, you should! Also i'm 20, 2yrs ncb, 1 claim fault and i'm only paying £800 with mods declared, so i'm sure you can get yours cheaper!

 

[cjw-182cup]

182 cup
20 years old
2 years NCB
no conviction
1 accident
£1550 with elephant

 

[ianlowry]

182 with both cup packs declared
32
7 yrs ncb
fully comp, protected ncb etc
£370 with privilege (£310 without cup packs!)

 

[jedi-knight83]

not got one yet but just got a quote

22yrs old
2005 182
5yrs ncb
full comp £550
direct line

 

[Cappy]

Anyone know what im doing wrong? im getting quotes of around the 3k mark for a clio dci (ins grp 4)? I cant seem to get any decent quotes. Got one for a 172 and was about £5000 and im nearly 19 (no NCB) so no chance of getting one any time soon... currently pay £800 through my dads insurance on a fiesta

 

[Pezzoni]

17, and havn't been driving long enough to get a NCB
Clio 1.2 16v Dynamique, fully comp, with me as the primary driver, and my parents as secondary.
Comes to around £2000, which isn't all that bad considering my 'high risk' circumstances.

Done with Tesco (the cheapest we could find in weeks of hunting around).

 

[bunzee]

Clio Dynamique 1.4 2004

29 yrs old
Am a girl
10 years NCB
No Points
No Mods
Boyfriend as named driver
Fully comp, protected NCB

£242 with Diamond, used confused.com for prices

 

[Leeshez]

04 reg 182 with cup packs

33 years old with 14 years NCB

£560:dapprove: -A Plan

So much
32
Fully comp with 15 years ncb
£430
05 182

 

[adehook006]

clio rsi 93
21
1 yr ncb
3 yrs driving
£680 fc with admiral all mods declared (118 bhp)
extra £150 for f7r convertion

 

[bass_direct]

clio rt 93
18
under year driving
15" alloys declared
uncatogerized (sp) alarm declared
splitter not declared nor suspension (springs)
mum as second driver (brand it down under £100)
£1350ish
high risk postcode

and £1700 for rsi engine with someone in back of max power lol

 

[Taiko]

MK II Phase One 1.4S
Virgin Insurance
17 years old
Fully Comp
No mods, parked in locked driveway
£1252

 

[bobdebouwer]

04 Clio 1.2
no mods(yet)
no ncb
dangerous driving (almost not declareable)
1 fault accident
sister named driver
very high risk postcode
on drive(lol got drive but cant park on it as someones nicked my paving slabs(very high risk postcode))
changed from audi 80 to clio = f/c 900 (7 months left on policay)
or couldve gone for a reset = f/c 960 pa

 

[schwinn]

2002 1.2 Dynamique (1st car bought september 2005)
21 years old male
0NCB
Licence 3 years
No points
£625 fully comp with directline

 

[fbz1501]

Do those of you with full NCB, pay extra to get it protected?

I think i can have 2 claims in a certain time frame... but surely they have you as if you decide to change company, won't you still have to declare that you've had a claim to the new company?

 

[clio__chris]

21
clio 1.6 16v (53)
no points
licence since 2001 (i think)
2 yrs ncb (i think)
a few mods (made no difference)

£920 fully comp
CSMA (liverpool vic)

 

[Sean B]

31
clio 172 2.0(W)
3 points
licence since 1992
7 years NCB(protected)
Lowered,Stainless steel exhaust,induction filter
live in cheltenham, park on drive way
£405 Fully Comp
Tesco car insurance

 

[Mackass]

In a few weeks time:

Clio 1.2 Dynamique 16V (52)
Age: 17
NCB: None
Convictions: None
License: Under a month
Quote: £1400 TPFT Norwich Union
Other: Pass Plus

 

[Liam]

doesn't sound bad for a first policy at 17. Brother has a new 1.4 megane and paid just a bit less than that a few months ago, again first policy.

Also with norwich union.

 

[Mackass]

How old is he? If he's older, that could account for him paying less possibly.

What quote is he getting may I ask?

 

[Liam]

was 18 at the time, think it was about what you paid but fully comp. He also did passplus, norwich union seem to like it dont they.

 

[Mackass]

Yep, Norwich currently offer 30% discount I think. A year ago, I heard they offered almost 50%.

But Fully Comp for the price I'll be paying on TPFT, that's actually pretty good.

 

[Liam]

yeah, i think you still have a good price there at 17. You're male too?

 

[Mackass]

yeah, i think you still have a good price there at 17. You're male too?

Yep, I also live in West London which I heard is an area which increases the premium.

But at the end of the day, I doubt I can find anything below £1200, so I'll consider £1400 a decent price. All I need is to build up that 1 NCB and the second year's premium will be much better.

 

[Liam]

yeah should do.
Welcome to the club anyway, you joining up and buying a sticker for your car?

Liam

 

[MOZZalba]

31yr old
172 cup
14yr no claims
£340
norwich union(I think).

 

[Mackass]

yeah should do.
Welcome to the club anyway, you joining up and buying a sticker for your car?

Liam

Not until I get the car first.

And yeah, I'll more than likely sign up and get the ClioSport sticker.

 

[Blue4Ever]

I'm 17
MkII Ph1 1.4 Sport
No NCD
Parked in garage:dapprove:
Decent(ish) Postcode
£1800(ish) fully comp with Quinn Direct.

With 1 years NCD it comes down to £1000

 

[geordieclio]

182 both cup packs
24
6ncb
ne29 post code
0points
£700ish full comp
renault ins

 

[James_Extreme]

£1180 fully comprehensive with direct line
1.2 16v 02 extreme
age 17
with 1 yrs ncb (from a motorbike)
will be about £700 next year
brother 19 0 ncb as additional

 

[Woodentop]

Clio 182 No Mods
4 Years NCB
Age 21
£600

 

[roo2]

19 at the time 1.6 dynamique 02 and two accidents under my belt!
1ncb
£1062
elephant

im 20 now and got a quote for this yr with direct line £640!

 

[ste_brough]

05 182 no mods
24
3yrs NCB
4yr and a bit drivin
£700 f/c with Privilege

Slightly better than the £1500 it cost me to insure my 1.2 corsa (First car) after having an accident lol

 

[JBarber]

05 182, cup suspension (needs to be declared)
32
9 yrs NCB
business class 1
garaged
protected NCB
£450 direct line

 

[Dubai182]

Bit pointless as i live in Dubai but insurance is so cheap here which surprises me very much as Dubai has one of the worst death rates and accident rates going. Around 4/5 deaths a week on one stretch of road.

22 yrs old
182 with cup pack
2 yrs NCB
600 pounds fully comp

John

 

[paul_h172]

172 mk1, magnex exhaust declared
one named driver (dad)
20yrs old
3yrs ncb
0 points
850 fc
elephant

 

[Antz182]

182, cup packs declared
23yrs old
5yrs NCB
2 named drivers (parents)
£640 Fully Comp
Adrian Flux