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whos paid for there clio



  Fiat Coupe 20v turbo


I traded in my saxo and paid 1800 there and then....Ive done loans and they suck, never again.
 


Borrowed £3000 to make up the shortfall from my savings.

Put it on 0% credit card and should have it paid for in about 12 months:)
 


yeah Cash or 0% is good, was speaking to a guy the other day who was thinking of buying a Punto at 35% intrest????:eek:

Total madness.:cry:.......the Punto and the 35%...lol

Simon.
 
  Clio 182 FF & Cups


Sh!t, Ive got another 3 1/2 years left on the loan for mine! Whats worse is that im itching to trade up to a 182! Never been good with money though:cry:
 


The answer to the question some have posed "did daddy buy it for you then"...............cause Im 20 and have a V6.....................is NO bought and paid for myself...............well nearly paid for eh:D

Cya Stu
 


I borrowed a bit off my old man for my valver & have since paid for it.
My dad bought his mk2 172 out right.
now im saving for my next car & will buy that out right.
my mates got a 14k loan on his s2000 at the age of 23 !
 


paid for now but paid off the rest (4.5k) after about 5 months of owning it. Took a very big chunk of my wage did that but I feel better not having the debt over my head!
 

® Andy

ClioSport Club Member
  Illiad V6 255


Bought the 172 outright on the day with my Switch card.

Planned V6 is a different matter tho. Buying outright would mean me spunking all my savings in one go, and the missus wont ever let me do that! Less than 5 figures sat in the bank and she gets all jumpy! So enter the offset flexible mortgage. Savings will offset the borrowing, and then Ill pay it back courtesy of regular saving and a few big lumps over the coming few years. All underwritten by the fact that even with increased borrowing (including an house extension due to start in a few weeks time) my mortgage will be only about 40% the value of my house, and about 12.5% of my take home.
 


Quote: Originally posted by Andy D on 19 November 2004


my mortgage will be only about 40% the value of my house, and about 12.5% of my take home.





Untill house prices drop and you lose youre job....;)

Only kidding, but thats why I bouht my V6 cash, so its all paid for, just in case.....:D, even though my Mortgage is only about 30% of the value of my house and 10% of my take home pay....:D

Simon.
 
  None


Paying a 100 pounds a month off to my dad who brought the car for 2k - only 700 to go (for a bloody mk1 ph3 lol). Least when its piad off in may Ill have some money spare for some decent modding
 


sh*t loadsa debts!

ermmmm, about 17k on the car & everything surrounding it, its only a 1.2. 2k on random other stuff....

hopefully it will only be 12k on the car as from the end of this month!
 


Paid for mine with cash and so far have managed to keep away from the credit cards, though that may not last at this rate, with £350 for spraying, £350+ for rear brakes, £170 for the steering column, £120 for 2 new tyres... all of which have to be done this coming month really as its getting a bit slippy out there to be playing in a car thats not completely as it should be!
 
  54 astravan 1.7tdci


Quote: Originally posted by connor on 19 November 2004


sh*t loadsa debts!

ermmmm, about 17k on the car & everything surrounding it, its only a 1.2. 2k on random other stuff....

hopefully it will only be 12k on the car as from the end of this month!
ffs hope your keepin it
 

® Andy

ClioSport Club Member
  Illiad V6 255


Quote: Originally posted by shmall on 19 November 2004


Quote: Originally posted by Andy D on 19 November 2004


my mortgage will be only about 40% the value of my house, and about 12.5% of my take home.





Untill house prices drop and you lose youre job....;)
Of course ... but the V6 255 being such a great car Im expectant that value will hold up enough that I wouldnt lose too much if I had to sell it in desperation ;). Might add that this is the biggest, most selfish and financially silly thing Ive ever contemplated doing ... but you only live once :)
 


Still paying for mine. Still along way to go :( I did up my cash deposit though to cover the cost of metallic paint, so in theory i own the paint, just not the car it sits on.

adam.
 


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