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4 yrs ncb, early 20s insurance here is daft there are so many cars on the road these days everyones bound to have an accident at some point doesnt mean they should whack another 40% on the premuim
yeah I wouldnt say thats toooo bad...
I paid £650 this yr for mine, 22, 4 yr ncb, with my bf on the policy (also 22) decat and filter declared, and Im female which usually makes it cheaper