Write off?

[Pedromac]

Gutted a woman went into the side of me last night!

 

[clioben182]

Write off imo.
Sorry to see mate, no injuries?

 

[berilia]

Stupid b**ch. I'm sorry for you

 

[Pedromac]

I got out the car absolutely raging ready for a scrap then an old wifey popped out lol

 

[Mr Plums]

Could she hand over a few hundred for repairs?

 

[GrahamS]

Few K to sort that properly.

 

[Mr Plums]

Few K to sort that properly.

A new rear quarte is expensive, but a good panel beater could get most of the dent out with minimum filler.

Just an option instead of writing it off.

 

[Final Maxim]

there is 100% no chance of repairing that quarter. you can see the inner arch has gone and its ripped away from the seam.

write off, buy it back and break it

 

[GrahamS]

I've seen some impressive things come out with a miracle pull but nothing quite like that. Would be new 1/4 time me thinks.

 

[GiT]

That can NOT be repaired without a new quarter - simple as that. 100% write off.

 

[theburns1]

It could be saved but be a cat c at best, for a car of such value its pretty pointless. Let it be written off, get a claim/payout and get another

 

[Gally]

I'm impressed anyone can tell as the picture is that dark!

 

[GrahamS]

I'm impressed anyone can tell as the picture is that dark!

I wrote off 3000 cars in a previous life

 

[theburns1]

Unless it's an agreed value, the work involved, panels, paint, labour will easily be over £1k which is more than enough to write the car off. Plus it would be cat c which would devalue it. No brainer, in my eyes. Unless you can do the work yourself and come to an agreement with the lady that hit you

 

[Gally]

I wrote off 3000 cars in a previous life

Were you an engineer?

 

[TheEvilGiraffe]

Were you an engineer?

Maybe just a really shitty driver ?

 

[Ad]

I am guessing the white thing in the window is the airbag? Almost certainly a write off.

 

[GrahamS]

Were you an engineer?

Only for total losses. Repaired a handful of cars in my time.

Maybe just a really shitty driver ?

That too

 

[Travelman868]

I'm on a campaign :- When you have a " no fault " claim against you, most times your insurance company will put your premium up for the next 3 or 4 years. It does NOT
matter if you have protected bonus or not.
These charges over the 3 or 4 years can come to a few bob and " AND ARE PART OF YOUR LOSS" therefore should be claimed.

 

[brohoward71]

I'm on a campaign :- When you have a " no fault " claim against you, most times your insurance company will put your premium up for the next 3 or 4 years. It does NOT
matter if you have protected bonus or not.
These charges over the 3 or 4 years can come to a few bob and " AND ARE PART OF YOUR LOSS" therefore should be claimed.

Why the hell is this. This DOES happen. I had a woman run in the back of me 3 years ago whilst i was stationary in traffic and low and behold my premiums went up WTF.
Why does this happen

 

[Gally]

It's not astro physics, you're more likely to have an accident statistically.

 

[172_Tom]

Someone hit my Skoda last year and it was written off but renewal in March this year was the cheapest it has ever been. Rest of the policy details were the same as the year before. That's not to say my insurance won't go up next year though!

 

[Travelman868]

It's not astro physics, you're more likely to have an accident statistically.

BUT it is part of your loss

 

[Cookson]

BUT it is part of your loss

No it's not. You are free to shop around for a cheaper quote, and the loss is unquantifiable.

Like Gally said, statistics play a big part in premiums.

 

[berilia]

I had my car written off last March, was not at fault and I claimed. My insurance has not gone up at all.
My boyfriend was in the car though and his insurance went up by £100 apparently..

 

[Hodgins]

It does happen and ive had the statistics nonsense chat

Car was parked and i was stood on the pavement with the keys in my hand and a car crashed into the clio

Insurance went up 250 quid