yer, untill i got this letter my insuirance company wernt even involved, as i thought it was such a clear cut case. as if i do it through mine, i would have to pay £500, then claim it back, whereas if thru hers just done. and being a student £500 might as well be a million pounds, i cant afford either.
even the guy on the phone said, i cant really say, but you should be ok mate. (that was the 3rdparty claims line) so im gonna phone on monday, and see what they say, if theyre saying its a dispute, im gonna have to get mine involved.