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Refrain from using photoshop to that extent. Practice at getting the pictures looking good WITHOUT photoshop, then you can use PS to enhance your pics a bit.
I used to have the Fuji S9500, its a cracking camera. Its basically a SLR, but you dont have to worry about different lenses. The zoom range is more than adequate for everyday use, and its got a high res sensor too. It is quite noisy though as the sensor is much smaller than SLRs.
You wont be...
Ive got AG HD wax. Its my first wax so I cant comment on how it compares to others. But I am very impressed with it, looks the dogs after a couple of layers :)
And its not too expensive as it comes as a kit too.