unlucky dude. i no how u feel, had my cup 3 months and some dozy cow drove in the front drivers wing, luckilly she hit the tire(it was turned to wards her on full lock) and broke all the suspension and not the body work or she cud have pushed the engine over/bent the chassie and written off the car. went through insurance(she managed to get it knock for knock, lying b1tch)and my insurance went from £1025(when i was 20) to £1390(following yr inc the claim, 21) wasnt as bad as i thought. the renewal quote was £1980 but foned up the same company and did a new quote for £1390. bit stupid but pays to fone around next yr!
hope u get it all sorted mate! at least ur ok!!!
**edit** just read the other posts and i am with elephant to, there quite understanding and my excess was £550. the damage to mine was around £1500 - £2000. insurance increase of £400 sounds about right!