18yo 1y ncb and £2500?

[littleC18]

more than i was paying on my first year!.
Just gave flux a ring and the guy said i wouldnt be able to get below 2500.
My renewal came through from quinn at 1400 but they went into administration about 2-3 days ago. so dont know whats going to happen there!!!

any other insurers that are good for young drivers with a few mods?

cars been lowered with alloys, small system, 172 front seats and all smoothed and fully colour coded


help please guys!!!!

 

[Jonff]

Tried Brentacre?

 

[mattyw]

www.bell.co.uk

 

[Jonny1*2]

what car is it? wouldn't bother telling them about the mods if I were you. Cheaper to replace them yourself than paying a premium like that

 

[AK]

what car is it? wouldn't bother telling them about the mods if I were you. Cheaper to replace them yourself than paying a premium like that

Lol!

If you don't tell them insurance = void and nothing will be paid out.

 

[Needster]

Try some of those on the forum in the Traders section? Chris Knott, Sky Insurance, etc.

 

[Jonny1*2]

Lol!

If you don't tell them insurance = void and nothing will be paid out.

Thought it was only the mods that wouldn't be covered?

 

[AK]

Thought it was only the mods that wouldn't be covered?

No mate, full policy as far as I'm aware.

 

[Jonny1*2]

No mate, full policy as far as I'm aware.

Thats a bit sh1t then :S

 

[Budgie]

As said, full policy.

Anything that's a performance enhancing modification must be mentioned or it voids the entire thing.

 

[Cunney]

I was paying £550 with 1 year ncb at 19 on my 1.2corsa and I live in a high end post code zone so I'd def expect you to be able to get cheaper than that

Personally I wouldn't delcare mods, for the sake of paying an extra £2k on a car that maybe isn't even worth that, it is an obvious risk and not advising you do it but it's what i did and I was fine (pulled by the police a couple of times over two years and they never had any probs about it or questioned it).

Clio is insured with mods, brentacre are good for that plus they allow performance gains of 15bhp I think to allow for zausts, filters, minor stuff like that

 

[James28]

If you put your mum and/or dad as named drivers on your policy it pushes the price down loads.
I'm the policy holder and my mum is named on my 1.2, Im 18 with only 1 years named driver experience, and with admiral I'm now paying £1200 Fully comp as the main driver.
Not sure how good they are for mods though.

 

[Redler]

I was paying £550 with 1 year ncb at 19 on my 1.2corsa and I live in a high end post code zone so I'd def expect you to be able to get cheaper than that

Personally I wouldn't delcare mods, for the sake of paying an extra £2k on a car that maybe isn't even worth that, it is an obvious risk and not advising you do it but it's what i did and I was fine (pulled by the police a couple of times over two years and they never had any probs about it or questioned it).

Clio is insured with mods, brentacre are good for that plus they allow performance gains of 15bhp I think to allow for zausts, filters, minor stuff like that

The problem with that is, if you keep the mods and don't declare, then crash into a brand new £80,000 BMW the insurance company are going to pick your policy and car to pieces and find that you have the mods and void your policy. Then your stuck with no car and will have to pay back the £80,000 for the new BMW.

 

[richybatt]

im only 17, passed my test about 2 weeks ago and im only £923 tpft with quinn direct, they allow cosmetic mods without changing the price and when i asked them about lowering they put it through to see if the price had changed and nothing had happened! im driving a 1.2 dynamique btw on my own policy.

 

[James28]

im only 17, passed my test about 2 weeks ago and im only £923 tpft with quinn direct, they allow cosmetic mods without changing the price and when i asked them about lowering they put it through to see if the price had changed and nothing had happened! im driving a 1.2 dynamique btw on my own policy.

I was with Quinn before I passed for around that price but for comprehensive, then as soon as I told them I'd passed they wanted to triple my insurance up to like 3 grand for comprehensive.
And that was only as a named driver

 

[Magic Johnson]

Fook me, so if you take out this policy you'll have spent over £5,000 on insuring a ph1 in 2 years?

PMSL.

 

[Goodj]

unfortunately you're of that age that is considered "wildly dangerous".

just but the car as standard and your details through confused.com and see what happens

 

[mattyw]

im only 17, passed my test about 2 weeks ago and im only £923 tpft with quinn direct, they allow cosmetic mods without changing the price and when i asked them about lowering they put it through to see if the price had changed and nothing had happened! im driving a 1.2 dynamique btw on my own policy.

fyi quinn direct have gone into administration so you could be without insurance shortly unless quinn have outsourced all their clients to another insurer such as d.line/admiral and the like.

if not, you'll be looking for a new policy bud

 

[Camble]

i bloody hope quinn don't stop the insurance, like stated in another thread, my insurance is £1700 3rd party at renewal with 1 ync, compared to minimum £4500 anywhere else!

 

[Vicky.]

Try HIC (Herts insurance) I found they were really good when I quoted with my mods.

 

[jenic]

Try both the specialists on here, should be good with mods.

 

[mattyw]

i bloody hope quinn don't stop the insurance, like stated in another thread, my insurance is £1700 3rd party at renewal with 1 ync, compared to minimum £4500 anywhere else!

how is it so much for a rep?

tried bell/admiral?

 

[Herr Flick]

try bell!
me (20) and my misses (18) is £1400 fully comp on a 172 and i only have 1yrs ncb and she has none. lol

 

[James28]

fyi quinn direct have gone into administration so you could be without insurance shortly unless quinn have outsourced all their clients to another insurer such as d.line/admiral and the like.

if not, you'll be looking for a new policy bud

My mum has only just cancelled her insurance with Quinn on her car the other week when we took out the multicar policy with Admiral, and she's yet to get her money back :S

 

[Camble]

how is it so much for a rep?

tried bell/admiral?

My thread lol:

http://www.cliosport.net/forum/showthread.php?t=496680