Do we still get a discount with these? Also wondering when it asks for the mods on the car it only gives 4 places to list mods, but I've got about 10 different types of lighting on the car, which they've probably never heard of. Is it best to phone them for a quote? Are these a good mod friendly insurance company? Tescon aren't that happy with my car and gave me 14 days to find someone else, plus I'd like it so that I'm insured tpf&t on someone elses car if I drive it