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Alloys and lowering

  Renault Clio 1.2 16v
Just added my coilovers and new alloys to my policy and its an extra £250 for the 7months left. I'm 18 and have 1 years ncb and with aviva, is this expensive?
  Liquid Yellow 182 FF
well I added my alloys and they added nothing because they are the same size as standard, coilovers added £40 :eek: