Any good monthly phone deals atm?

[Pearcy]

I've been on pay as you go for years but now im 18 i can set up a monthly contract so i've been looking around at the few deals. I can't decide what phone i want! Are the Blackberrys any good? I can get the standard iphone too but don't think that one is any good? Not clued up on phones anymore so some help please

http://shop.vodafone.co.uk/shop/catalog/compatiblePhoneGridView.jsp?dependantSkuIds=sku1650035&phoneType=null&skuType=consumerPostpayVoicePlanBundleSku&selection=phoneSku&initialFilters=flt_paymonthly&_requestid=824464

http://shop.vodafone.co.uk/shop/cat...itialFilters=flt_paymonthly&_requestid=824624

 

[withnick1]

ive just got a blackberry curve 8520, unlimited internet usage, unlimited blackberry email, 300 mins, unlimited texts for £25 a month for 24 months

 

[Pearcy]

edited the links.

That sounds alright! Whats the blackberry like then?

 

[withnick1]

it was a deal vodafone was doing 3 weeks ago. the blackberrys a good phone, you can download apps like you can on the iphone. overall its a very good phone, very quick on the internet too!

 

[Pearcy]

hm hm hm, they still have that deal on too!

 

[Pearcy]

http://shop.vodafone.co.uk/shop/mob...anSkuId=sku1650035&dependantSkuIds=sku1650035

Like the look of that..

 

[withnick1]

http://shop.vodafone.co.uk/shop/cat...itialFilters=flt_paymonthly&_requestid=657592

its the top deal, it says 500mb of internet, but when you get the confirmation it says unlimited internet

 

[Gally]

The 9700 is a cracking phone, I have the bold 9000 and it's the best phone i've used to date, the 9700 is a cracking size with a lot of nice touches.

 

[Pearcy]

Quite like this, get the 900 with a better camera etc and another 300mins for £30

http://shop.vodafone.co.uk/shop/cat...itialFilters=flt_paymonthly&_requestid=827451

People have rated the Blackberry's so think it's going to be one of them, which one i really don't know!

 

[withnick1]

blackberrys are the future lol. there easy to use and the battery holds a decent charge while your texting and ringing (about 5 days between charges)

 

[Pearcy]

Right, so its between the 900 and the 9700 bold, is the 9700 worth the extra £5 a month? :S

 

[withnick1]

the blackberry storm 2 is a cracking phone too. its a tough choice lol.

 

[Pearcy]

Fack it, im going for the 9700, unless someone comes up with a better deal tonight

 

[Gally]

Don't buy the curve mate it's not a patch on the bold imo.

The storm is touchscreen.

Bold 9700 for me or a iphone 3gs.

 

[Gally]

iPhone 3gs 18 months is £35 a month unlimited textas and net 300mins but costs £189. Or 24 months and the phone is £89

 

[Pearcy]

Id rather get the blackberry and pay nothing tbh. Looks like 9700 bold is where im going atm.

 

[Gally]

Good choice imo.

 

[.Simon]

I hate Blackberrys.

 

[Pearcy]

I hate Blackberrys.

You can't say this just before im going to buy one! Why don't you like them?

 

[.Simon]

Because everytime I see one it reminds me of work!

Oh and the little ball wheel thing pisses me off - as it always stops working when you get dirt in it.

 

[Gally]

The 9700 has a laptop like trackpad simon.

 

[.Simon]

Ah sorry - I have two Blackberry Bolds, I didn't read properly!

 

[Pearcy]

Anyone got some promotion codes or anything?

BTW i'll go on other networks apart from orange!

 

[Pearcy]

Ordered it, getting a free internet dongle too, thanks for teh help

How much is insurance on these? Think i'll need some knowing my phone history

 

[Pearcy]

Well this is a fail, i've been out of work since August so vodafone refused to let me take out a monthly contract. I don't have any bad or good credit ratings because i've only just got my card! God this is frustrating, waiting to see if tmobile give me a contract, i got a better deal with them anyway.

 

[172Ben]

Dont keep applying!!

If you were declined with Voda, find out why, check your credit rating.

Keeping applying will make you look desperate and they will probably decline you as well!

 

[Pearcy]

How would they know? Im guessing it's because im unemployed. Last one i'll apply for anyway.

 

[Lewin]

Cause every time you apply for a contract they will search your credit file. Your credit file then show how often it has been looked at and who by.

 

[172Ben]

The Rejection Spiral-

Avoid the ‘rejection spiral'.

There’s a nightmare scenario you need to avoid, called the rejection spiral. It works like this:

• You apply.
  You get rejected (sometimes falsely, due to an error).
  You apply elsewhere.
  You get rejected again.
  
  This continues, until finally you check your files and get the error corrected.
  
  You apply again
  You’re rejected, not due to the error, but because of all the recent ‘searches’.
  
  Thus, if you're rejected once, immediately check the files are correct, otherwise you may mess up your score for an age as more applications mean more searches, which compounds the problem. You'll be told by the lender which credit reference agency it used to assess your info, so focus on that

 

[Pearcy]

I'll have a look at it tomorrow, hopefully i won't have done much damage as i've only asked 2 companys. So pissed off, surely everyone should be given a chance instead of throwing us all in the same boat, £9 a week isn't exactly going to be breaking the bank! Don't know what to do now, im expecting to be turned down by T-Mobile and atm i can't get anyone to take one out for me so looks like im pretty screwed. Is there no other way to prove i can afford it or even pay some money up front?

 

[172Ben]

Not unless you were offered a deposit, but as it came back as a decline this wouldnt be possible. To be honest, Vodafone are pretty hard to get with, our criteria/score pass rate is pretty High/low.

See what T-mobile say, if its a no, check your report on www.creditexpert.co.uk, leave it a few months, pay everything you can by DD, and take a small credit card out if you can with your bank, just use it for fuel etc.

 

[Pearcy]

Hm, think i've only used my debit card twice so far as i've only just got it set up after a c**k up with the bank, maybe this is hurting me too. Im new to all this and i've never really looked into credit cards, i've always thought they were something to avoid, will have to have a read into it.

 

[StevenMc29]

You can get it on your ma's name but to come out of your account if that gets your around the problem?

 

[Pearcy]

Not really, they've never had much faith in me and think i won't pay it, both Grandads have had bad experiences with taking out contracts for other people so thats a no. Only hope i've got is my Grandma who's in France, im her favourite so we'll see

 

[Pearcy]

Not sure why this is taking so long, applied through carphonewarehouse to get a contract with T-Mobile at about 8pm last night and i've still not been told if i can have it or not, i only have the first email from them.

 

[Bluebeard]

You are apllying for a contract when you have no employment.

You've been refused credit and are still applying with different companies.

Jesus H Christ. Whats the matter with you??

 

[Pearcy]

Unlike you Daniel i don't take no for an answer, hence why i now have the same contract with T-Mobile! Just because im unemployed atm doesn't mean i can't afford it.

 

[172Ben]

But you have now had 2 searches on your file, and ruined a score that wasnt perfect in the first place.

Glad you're sorted though

 

[Pearcy]

Bah i duuno, hopefully this contract will bring my credit rating up too and using my debit card. Thanks for your help :star:

 

[172Ben]

No worries mate. Just make sure you pay by direct debit, and dont miss a payment and you will be fine