anyone 18 with a 172/182?

[Martin_172]

anyone here 18 with a 172/182? sure i remember subway being 18 with a cup?

if so what you paying for insurance in your own name? any ncb etc etc.

cheers

 

[Middo]

ben p was paying around 3k when he was 18 under his own name.

ive got no NCB and could only really afford one when i hit 20/21. paying 1200 with mods declared now, but when i was under 21 most companies just refused to insure me

 

[172Zoom]

Yeah mate, i'm 24 with 4 years and still pay 500. Do live in the South though!

 

[ChrisPearson]

Im 18 driving one year now best i can get on my own is over 3k and on my parents ive got it for £950 so will be buying one in the next few weeks!

 

[Martin_172]

you got any NCB mate ^

to be honest dont really mind paying £3,000+ a year if thats what it takes. working full time now and looking for a new car and seen a a racing blue with the stripes that i like lol

 

[matt182]

I would never pay that for in insurance you should wait 1 or 2 years it is never worth it its only a Clio after all i think i pay about £850 thats with 2 or 3 years ncb cant really remember dont take much notice i am 22 aswell

 

[T3RRY]

Why dont you get just get mk2 ph1 1.2/1.4 in top condition and mod it to look like mk2 ph1 172.

Insurance wont be alot and in a few years put it back to standard sell the car and the mods you done then go and get your mk2 ph2 172/182.

 

[cK]

£3k on insurance, bloody hell. 2 years at that price and you could buy yourself a mint 172.

Be patient and wait until your 20-21 imo and it will drop to below £1400. Try greenlight.

 

[Clio R]

i got quoted £2300 haveing a excess of £450 lol. thats at 19 with 2 years NCB and 3 points. rip off

ive been quoted £1500 with £250 excess for a 1.6 16v Rsi clio

 

[Martin_172]

Why dont you get just get mk2 ph1 1.2/1.4 in top condition and mod it to look like mk2 ph1 172.

coz ive already got a mint 1.2 16v, dont want it to look like a 172/182 coz its not, im not wanting to pay £3k a year insurance for a good looking car lol i need somethin thats got power lol

 

[T3RRY]

I know you dont want to pay 3k for a lookalike lol who would !!!

So you have got a mint 1.2 why dont you just mod it to a 172.

Your insurance isnt much on a 1.2 im 18 with 1 years NCB and i pay just over £1000.

I have a mint 1.2 RSi replica will be complete at the end of the week

 

[Martin_172]

no point modding mine to a 172/182 as insurance will be an even bigger problem with a conversion

 

[Jamesl172]

I turned 21 in July and got my 182 in Sept.Im paying £550 fully comp in my name,no other drivers and 3 years ncb.I thought that was pretty good.That was with direct line,norwich union just laughed when i phoned them and when i told them the price i was quoted they sed direct line must have made a mistake. The cheap quote i got swayed me into buying a 182 over type r which i think would have been more expensive.

 

[ASW86]

I turned 21 in July and got my 182 in Sept.Im paying £550 fully comp in my name,no other drivers and 3 years ncb.I thought that was pretty good.That was with direct line,norwich union just laughed when i phoned them and when i told them the price i was quoted they sed direct line must have made a mistake. The cheap quote i got swayed me into buying a 182 over type r which i think would have been more expensive.

Is that for real? As the best quote I've had as a 21 with 3 years NCB is £1500. I'm 20 w/ 2 NCB but was curious to see how much it wud cost.

 

[bmh.01]

Your insurance isnt much on a 1.2 im 18 with 1 years NCB and i pay just over £1000.

Whos that with, I pay less than that for my 1.6.

 

[Jamesl172]

I turned 21 in July and got my 182 in Sept.Im paying £550 fully comp in my name,no other drivers and 3 years ncb.I thought that was pretty good.That was with direct line,norwich union just laughed when i phoned them and when i told them the price i was quoted they sed direct line must have made a mistake. The cheap quote i got swayed me into buying a 182 over type r which i think would have been more expensive.

Is that for real? As the best quote I've had as a 21 with 3 years NCB is £1500. I'm 20 w/ 2 NCB but was curious to see how much it wud cost.

Yeh no joke.Iv checked over it time and time again to make sure its all right.Not exactly sure what they take into consideration.Duno whether living in exeter makes any difference.Its not exactly the crime capital of the world!!Also got a multicar discount with directline,duno how much this knocks off

 

[edde]

I don't understand how people get quoted such low prices and then compalin thinking they were high. At 21 I was getting quotes at best of £2.5k. at 23 best prices were £1.8k

 

[d4ve86]

iv been trying to get a 172/182 for ages insurance is just stupid money iv given up untill im 21 in june, only about 7 months now not really that long to wait considering iv wanted a faster car since i passed my test over 3 years ago, and i would have probably killed myself in a 182.

 

[Stokoe_Sport172]

I'm 18, 1 years ncb..... £1800. Love it!

 

[Ross M]

i insured mine at 19 for £1200.

 

[Jamesl172]

i insured mine at 19 for £1200.

That is bloody good,my 1.0corsa coz me that when i was 18.

 

[cK]

When i had my 172 I was paying about £950 at 21 with 1 years no claims with Greenlight.

 

[Shaunbrass]

Gotta be a moron pay 3k for insurance if you ask me. Why not do it the proper way and gain experience then get insured.

 

[DERVil]

Just done a test quote for myself on a 2000 Mk2 Clio Phase1 172:

Your car insurance quote £372.75




Or you can pay by
monthly instalments
£32.66 a month Inclusive of Insurance Premium Tax where applicable





Your payment breakdown

Deposit (Credit/Debit card) £70.35

1st instalment (Direct Debit) £32.65

Remaining 9 instalments £32.66

APR 16.6 %

Total amount payable £396.94



Discounts included This is an exclusive internet price and is available only to customers purchasing car insurance online


Vehicle

 

[Martin_172]

Gotta be a moron pay 3k for insurance if you ask me. Why not do it the proper way and gain experience then get insured.

the proper way? i dont see whats not proper about buying and insuring a car ive wanted since it was released, i dont work long hard shifts to save my money up and not spend it

going to get another years ncb and then think about it again

 

[Day]

I'm setting up my own insurance company.

Pay me £3k a year and don't crash and I'll be well happy

 

[danneth]

ive been doing a few quotes recently i pay £1400 atm for the audi best i can get for a clio is £1600 im 23 0 NCB and live in one of the worst postcodes about for insurance

 

[gsb]

Gotta be a moron pay 3k for insurance if you ask me. Why not do it the proper way and gain experience then get insured.

the proper way? i dont see whats not proper about buying and insuring a car ive wanted since it was released, i dont work long hard shifts to save my money up and not spend it

Yeah but theres a reason why its so expensive, cos the chances are you will crash it after only been driving for a year or two! I agree, wait a year or two, get some experience and then get a less insane quote!

 

[Martin_172]

the proper way? i dont see whats not proper about buying and insuring a car ive wanted since it was released, i dont work long hard shifts to save my money up and not spend it

Yeah but theres a reason why its so expensive, cos the chances are you will crash it after only been driving for a year or two! I agree, wait a year or two, get some experience and then get a less insane quote!

thats true ive been driving just under a year but done a good 30,000 miles which is more than a lot of people i know who have been driving 10 years!!

 

[tommyboy]

I don't have a clio and am not 18, instead im 20 and drive a 1.6 16v corsa sport, insurance grp 10, and Im insured £440 full comp. Next car is golf r32, Im bracing myself for the insurance

 

[dave_b80]

i just cudnt justify paying more than £1000 a year for insurance wotever the car to be honnest, i was paying under that on an sti type ra impreza. i know insurance prices have gone ridiculous now for young drivers, my 1st car cost £600 and the insurance was around £600 too, prob cost bout £1200+ now to insure a similar car at 2days prices, tis the only time im glad to be old!! well not too old anyways!

 

[Englebert]

I turned 21 in July and got my 182 in Sept.Im paying £550 fully comp in my name,no other drivers and 3 years ncb.I thought that was pretty good.That was with direct line,norwich union just laughed when i phoned them and when i told them the price i was quoted they sed direct line must have made a mistake. The cheap quote i got swayed me into buying a 182 over type r which i think would have been more expensive.

I appreciate you probably live in a nicer area than me but i am 21 with 4 years NCB and i am with Directline and pay almost £900...

Piss take!

 

[Shaunbrass]

the proper way? i dont see whats not proper about buying and insuring a car ive wanted since it was released, i dont work long hard shifts to save my money up and not spend it

Yeah but theres a reason why its so expensive, cos the chances are you will crash it after only been driving for a year or two! I agree, wait a year or two, get some experience and then get a less insane quote!

Exactly and.... no offence but this is the reason all our insurance quotes are rising. Most decent insurance companies wont touch anyone under 21 anyway. Hence the reason i waited until then. When i was 20 i got quotes of 2k after i pay 822.

i have 2 ncb but have been driving longer, i had to cancel a policy near the end and lost a year

I also know what i was like when i was 17/18. I was young and reckless at times and i know for a fact some of the things i did in my 53 corsa sxi 1.2 16v! i would not of come out of if i did them in the cup.

 

[WILLIE]

i got a quote of elephant.co.uk for $2600 fully comp for a 172. im 18 atm and been drving for a yr with 1 NCB and put my g/f on it who has just past her test. im not sure if i want to be paying that but come the end of the year i gotta feelin im goin to give in to it

 

[Mells]

kiddies,

I'm in the same boat. I've had my licence for about 2 years and in 24 (nearly 25). Personally, I think you'd be nuts to spend 3k on insurance. Fair play if you do but most people who do probs live at home aged 18 without other bills to pay. I'm not having a go at anyone, but if I was in that position I would rather be saving towards a deposit for a house to move out.

Anyways, I dont mind driving my shitbox 1.2 8v for a couple of years. I think it will probs do me good. Next car will be a Meggy 225 and it will be worth the wait.

 

[lewisniven]

i was 19 when i insured mine, paid just over £1900. stung me in the pocket but it was worth it, i love it!

 

[Justin]

im 19, 0ncd, crash declared.. and pay £1300

 

[Shaunbrass]

im 19, 0ncd, crash declared.. and pay £1300

how?? theres no way if you ask me

dodgy?

 

[Jamesl172]

im 19, 0ncd, crash declared.. and pay £1300

how?? theres no way if you ask me

dodgy?

crash declared and there letting u drive a 2.0 car at 19 for £1300??? Whos that with-youve got a good deal there!!

 

[MikeA]

i'm 19 with 2 years no claims with a 182 and pay £1900 with quinn direct and the cheapest i could find it