clio 182 ff
f**k me 360 a month i only pay 480 a month for me house i've bought
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f**k me 360 a month i only pay 480 a month for me house i've bought
182cup & 172 racecar
Baby D
Prices are to high and it is far from reasonable,please don't do it
Gaz_
ClioSport Club Member
Extreme mode
Christ!!!!!!
f**k that, i will never have a loan on a car for more than 3k. Thats what i put down on the 182, the rest was cash. You will never get in any trouble with such a small amount, easy to pay off, or i could sell the 182 (if i lost my job for a VERY long time) and still have 5k in return.
f**k that, i will never have a loan on a car for more than 3k. Thats what i put down on the 182, the rest was cash. You will never get in any trouble with such a small amount, easy to pay off, or i could sell the 182 (if i lost my job for a VERY long time) and still have 5k in return.
Get a loan. its far better unless your getting it a 0% interest. which i doubt very much! if you get a loan it is far more flexible and you can do what you like with the car then. sell it, keep it, modify it and if your circumstances change your not tied in! i think finance is a terrible way of gettin cars unless you have a big lump sum to put down and your only borrowin a small amount over a small period! once your in to car finance it is very very hard to get out of it! you end up borrowin 12k for a car thats worth 15k to start with then 3 cars later your into 20k of debt with a car thats worth half that. A very slippery slope. ive seen it happen to a load of mates over the years!!!!!!!!
a burnt one
I hope you read that donna, a mucho sensible post from a man who usually sells you finance, if he says dont do it then it's case closed.
As someone else said, too many people live there live just working away to pay off monthly payments, they will never know there is more to life than working to pay for what you have borrowed (at a mindboggling rate of interest) on
I believe this is the reason interests rates keep going up, the more ahem 'fools' that accept these deals the more the banks have to increase rates to cover themselves when it all goes tits up, so im lead to believe.
If you did buy the car for 13k and were left unable to pay for it when you had more than half the finance left it would be reposessed and likely sold at auction where some lucky bugger would get it cheap as chips.
Im thinking about a bugatti, its only £500 a month for life....whats that you say? running costs?...well who needs food or fun..or a life?
Only wanted an opinion on the price and what other people were paying, and i thank those that have given me theirs..
Im not going to get one, i want one, but ill wait until this is paid off then ill get it.. i know the car was worth more than my mini so i didnt know what the average monthly expendature for it was!
Im not going to get one, i want one, but ill wait until this is paid off then ill get it.. i know the car was worth more than my mini so i didnt know what the average monthly expendature for it was!
when i first bought the cup it was 285 p/m, thats with negative equity from my t-sport on top. after a few month i decided on a bank loan and for the same amount was only payin 240 a month. its all paid off now thank god but i would never take dealer finance again,
Most people on here will take out a finance agreement, reach almost 3 years, and just before the massive final lump sum is due opt to give the car back to the dealer who then will offer you another new car on a new finance plan. This loop continues until you realise that you never actually own a car.
Been there myself, never again.
Horses for courses, have you thought about leasing? Probably the same in the long run if not cheaper!!
Been there myself, never again.
Horses for courses, have you thought about leasing? Probably the same in the long run if not cheaper!!
M2,XJS,S1000RR
lol, no offence but you must be a bit dim!
asking if you should pay more money for a car than it is worth right from the off...
like many have said what happens when you want a house or something, and you said your mini finance is for 5 years when you thought it was 3, how stupid can you be if thats correct?!
also, think about all of the money you are throwning down the drain for a car, in my opinion, thats is not worth anywhere near that amount!
you should have bought a car you could afford instead of impulse buying something just because you liked it, then decided you wanted to impulse buy again and loose more money.
i cant understand how people can allow themselves to get into positions like this without stepping back and thinking s**t i've got myself in one hell of a position here....are you lying to your mum and dad abotu how much money you pay etc, i know for a fact that if it was my daughter in that much debt over a car at such a young age i wouldnt be happy.
you may not like this but the truth hurts, sort it out because it will only get worse and worse for you until you end up with no money whatsoever.
asking if you should pay more money for a car than it is worth right from the off...
like many have said what happens when you want a house or something, and you said your mini finance is for 5 years when you thought it was 3, how stupid can you be if thats correct?!
also, think about all of the money you are throwning down the drain for a car, in my opinion, thats is not worth anywhere near that amount!
you should have bought a car you could afford instead of impulse buying something just because you liked it, then decided you wanted to impulse buy again and loose more money.
i cant understand how people can allow themselves to get into positions like this without stepping back and thinking s**t i've got myself in one hell of a position here....are you lying to your mum and dad abotu how much money you pay etc, i know for a fact that if it was my daughter in that much debt over a car at such a young age i wouldnt be happy.
you may not like this but the truth hurts, sort it out because it will only get worse and worse for you until you end up with no money whatsoever.
BMW M3
Actually there is no one better way to finance the car - it just boils down to the interest rate and any other charges.
Just shop around, find out the best rates available to you and go from there.
£500pm may sound mayhem but if you don't know the background please don't try and advise.
On the other hand if you want advice, give more fookin details before hand!!!
Just shop around, find out the best rates available to you and go from there.
£500pm may sound mayhem but if you don't know the background please don't try and advise.
On the other hand if you want advice, give more fookin details before hand!!!
Mountune Tractor
Thats not actually a bad way of owning a car though is it?
I don't do it this way but I understand why some people do it this way, if you think about it you never have to pay for an mot, the car is always under warranty, you only tax it twice etc etc. If you own an older car outright then it could cost you more in annual service/MOT bills. The best way of course is to save up and buy a new car outright, then you get the best of both worlds....if only I had the money. lol.
cup 182 mit stripes
Now that the MK2 RS Clio is no longer available, there is no point in saving for a split new car. All these new fangled schemes, leasing, ect, are a means for the capitalist usurists to ripp us off. Like 172boost says, saving up is the best way, but who has the patience for that nowadays? lol
Better than yours. C*nt.
I pay around £600 a month for my two cars... 07 Megane GT and my 54 182. If anyone wants to judge just on that then they are obviously not in the right position to be advising you.
Now the interesting bit - I bought both of those from scratch - I've never saved anything up in my life and while I am regretting it now all I can do is move on. I'm paying so much a month so that they can be paid for quicker - I decided as I was in a stable position and not going anywhere for a while I wanted to have them both paid for in as short a time as possible.
Getting finance on more than your car is worth is a bit soft though. I wouldn't.
Now the interesting bit - I bought both of those from scratch - I've never saved anything up in my life and while I am regretting it now all I can do is move on. I'm paying so much a month so that they can be paid for quicker - I decided as I was in a stable position and not going anywhere for a while I wanted to have them both paid for in as short a time as possible.
Getting finance on more than your car is worth is a bit soft though. I wouldn't.
Elise S1 B&C 140
It all depends what deal you get. I financed my 172 over 18 months at 1.7% interest. The monthly payments were alot but paid the car off quicker and cant argue with an interes rate like that. Anyone would prefer to buy outright but if you get the right deal there is nithing wrong with finance.
Golf GTI PP Mk7
finance is only worth it if u get it at 0%, or some really piddly amount like Goders did.
I wouldnt do it, besides, I'm sure ur mini is worth mroe than 5k, unless its a real crap example, my mum has a mini cooper and thats worth at least 7k and hers its a 52 plate, i think.
donna hun, dont go there.
I wouldnt do it, besides, I'm sure ur mini is worth mroe than 5k, unless its a real crap example, my mum has a mini cooper and thats worth at least 7k and hers its a 52 plate, i think.
donna hun, dont go there.
a burnt one
Why not just buy them both cash, im sure i read you earn 20k+ per month.
gary - the 250k was a joke im a beauty therapist im on 18k.. so abit less!!
I went to the company and asking a few details, its a "loan" from barclaycard tey don't do car finance, so the loan went straight to carcraft for the car and im paying the loan monthly so therefor its my car?
Confused!
I went to the company and asking a few details, its a "loan" from barclaycard tey don't do car finance, so the loan went straight to carcraft for the car and im paying the loan monthly so therefor its my car?
Confused!
You have to read the contract hun...What happens if you miss a payment etc?
If it's finance they'll repossess the car.
I guess you just spoke to a thicko who doesn’t know the difference between a loan or finance…Shame on CarCraft lol
