Some companies try and take the piss.
When i got my 197 i was just under 1 month into my policy on my 1.2, which cost me £900 for the year.
When i rang up to change over the car he said it would be £1500 on top of what i was already paying.... so £2400!!
So i immediately said no and that i was going to cancel. £50 admin fee for canceling, and i took out a new quote of £1681
Old company was Admiral and the new company is Elephant, which i find strange seeing as they're the same company