For a start I don't care about how the infrastructure is set up etc - all I care about is getting a decent broadband speed which I pay for. Especially since I am on the border of 2 towns and one already has FTTC/FTTN (and is a smaller town) where the other one (which im connected to) has a full exchange and some people can't get a new internet connection! It is an absolute shambles.
If you understood then you would maybe you could get your head around why it isn't complete yet.
There is so much to consider.
Just think of a totally unreasonable demand in your own industry, with a ridiculously unmanageable time frame to complete a gargantuan task, with not much funding and a chance that you are never going to get your investment back. Done that?
OK now you may have an idea of what the providers have ahead.
But that's OK, you want faster broadband so you must have it.
Rome wasn't built in a day and neither will a fibre network due to the nature of the medium and costs involved.
I live on a 9x5 mile Island and we are nowhere near a decent fibre network, we also pay through the nose.....4-6 times more than you. The local providers are starting to plan a fibre n/w now and it is a 20 year ongoing project......on a small Island.
Make the best of what you have and keep up to date with whats going on with your Telco.
The monopoly comment is utter bullshit too, you should check your facts before spouting off.