Insurance will probably write it off as no doubt to return the car to "original factory condition" you'll also need:
new wheel & tyre
subframe
wishbone
probably driveshaft
probably hub
probably track rods
Which all in original Renault parts + a few hours labour + cost of recovery & storage (which itself isn't the cheapest thing in the world) will probably come to around the "market value" of a 182 as unfair as it is. In my experience of hitting a curb and kinking the subframe at the wishbone pickup points the subframe tends to be the last thing to bend - i.e. if the subframe is bent then everything else between it and the wheel will also need looking at.
Answer: depends on age, NCB protected & excess. Cliospares quoted me around £500 for the above plus a s***load more (seats, airbags, rear beam, rear hub, another wheel, driveshaft, entire PAS rack) so if you're handy with a spanner and have some free time it probably won't be that expensive.
Infact if you're a young driver it will probably cost a similar amount as what your insurance will go up (because obviously you're going to be a good customer and notify them of the crash as you're obliged to even if you don't claim...)
Also bear in mind you might tear everything apart and find the chassis is also bent, thus wasting your time and money upto that point.