cheaky insurance scum!

[Jehuty]

fuming! had a bit of bad luck this year, got caught speeding by a scamera that was hidden away and then had some numpty crash into me, unfortunatly the insurance company deemed it my fault as i was reversing into the road and a van was obscuring my vision.. i edged out but the stupid bint didnt slow down and crashed into me.

anyway theres my life story.

right well.. last year i was paying £1600 per year with elephant, last week i got a letter through saying my renewal would be a whopping £2200...

today i got yet another letter saying on top of that sum i would have to pay a further £500 for my speeding ticket.... £2700.. pissed.

anyway went online and did a quote... exact same details and it came out at £1500... how the f**k is there a £1200 difference!?

i rang up had a go and they agreed that their written quotation was b****cks so now i am paying £1500 which im more happy with.

so.. rant over.. my question to you, why are insurance companies arseholes?

 

[pip.]

Because they can be and we can't stop them tbh.

 

[Fred@BTM]

they pick prices out of thin air, wrong forum

 

[BatFastard]

Not a clue tbh mate. What made me laugh is that I have a 1.9 TDi FR Ibiza. Im 20 years old first year(with More Than) was £800. No bumps/points anything and when it came to renew they said the car was too powerful for me and wouldn't insure me even though they did the year before. Ended up going with Tesco this year for £500

 

[T. 12 E E D.]

The £1200 difference will be because the excess will be £3000 compulsary have a check to see what it is. They are a*seholes because they can be lol

 

[DrR]

Because most people are lazy and just pay the renewal price, they are a business afterall.

 

[Jehuty]

my excess is £250 compulsary and £250 voluntary. its beyond me how they operate and can make such a huge difference.. when i first bought my 182 (21 years old) the evans halshaws garage gave me a weeks drive away insurance to tax the car, however the insurance company wouldnt insure me because its a sports car and im not 25. what a load of twiddle!

 

[DrR]

Have you tried using a different insurer???

 

[Chrisjk]

I also knocked 1k off me renewal price by doing elephants online quote, when i told them they had beaten their own price the woman was a bit surprised.

 

[Jonff]

Because most people are lazy and just pay the renewal price, they are a business afterall.

Still can't believe people do this, how hard is it just to get a few quotes? I start getting quotes about 2 months before my renewal.

 

[cat171]

^ lazy folk !

Same with those who only use the comparison sites.

Because most people are lazy and just pay the renewal price, they are a business afterall.

Correct. Most current ones will either match or beat them though in my experience.

 

[Peperami]

Because most people are lazy and just pay the renewal price, they are a business afterall.

This. Play the game and play them off against each other. Renewal prices/ prices after an accident are always a con.

 

[jackfm]

Get this.
My mum's car is a 1.4 focus CL. She and my dad are insured £120 for the year, I passed my test so they added me on (we go out for meals quite often so the rents could drink and i could drive home). This whops it up to £650, understandable as I was 17 and have a penis. Then my sister turns 17 and gets her provisional. She doen't have a penis. Added her on as fourth driver. Insurance quote.................................£180 all in. Explanation?

 

[Brett]

Get this.
My mum's car is a 1.4 focus CL. She and my dad are insured £120 for the year, I passed my test so they added me on (we go out for meals quite often so the rents could drink and i could drive home). This whops it up to £650, understandable as I was 17 and have a penis. Then my sister turns 17 and gets her provisional. She doen't have a penis. Added her on as fourth driver. Insurance quote.................................£180 all in. Explanation?

She doesn't have a penis therefore is less likely to crash according to the insurance company's stats.

Pics of said sister

 

[sideways danny]

Mine just went down by over £200. You win some, you lose some

 

[Tunst]

i got a quote from a few companies for my 1.2 at over £1800 wasnt going to pay that so i phoned a few up eventualy quickfit gave me the best deal at £500 for the year which aint bad imo, and im only 18 and have a penis so WIN ^_^

Got £3 points so wonder how much its gna go up by this year lol

try a few diff ones and they will all fight to beat each others quotes