Well, can get £3600 for the car. Got a £3k overdraft for which im in credit for, and getting paid a extra £1k bonus in jan. Bank said can have a £7.5k loan within 20 mins, usual natwest thingy, said prob get up too £20k if i applied. Thought about a BMW M4, then the repayments. I know im prob going to lose £5k on the clio in 3 years...i lost £3.4k on the clio in 2.5yrs..
Think i need to reduce me debts now before i go about increasing me insurance from £380 a year full comp too £800 full comp. 25 in april so then will come down, also 4 yrs ncb. Bike is harmless at £105 per year and just sits in the garage.
Im well clear on the credit cards, tho nice to get them reduced. Have a plan of waiting till end of jan, or near too. Pay the £1200 that i owe on the clio off to my nan (interest free loan), then look into chopping it in as the £200 a month is cleared. That gives me £8k over 4 years at £190 odd a month then not oweing more than i do out now each month. Only get £1300 a month after food, accomodation etc has been taken out of me wagers, and it dont go far round...(Bike, Car, Loan, Credit Cards, 250 mile per weekens, kids bike, F***ING CHRISTMAS - BAR HUMBUG or whatever it is)........
Why didnt i stick with me XR2i, im not better off money wise than i was 2 years ago, also i think i heard that the clio 36,000 mile service costs £360 also.....easy come, easy go.......
Thanks for listening.......