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If I lost my phone with attached sticker I'd just go online and stop any transactions (by which time all my funds would have probably been spent anyway), but the facility is there if you're quick enough.
I don't have an NFC capable phone but as long as it's not a sticker, as mentioned above, surely NFC payment would only be enabled when the phone is unlocked? If not, it's fully retarded, as is not having a screen lock.
Yes I think that would be pretty obvious Coolspot lol.
I "heard" that a UK bank (can't remember which) were looking at using NFC in phones in 2013 but I can't remember which bank or where I heard it. In fact this is a completely pointless post! Hi