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De-Cat Options for MOT



TrackerMan

ClioSport Club Member
Hi all,

I recently bought my 200 back from the chap I sold it too in 2023. However he extensively modified during his ownership transforming it from a stunning LY OEM car to an even more stunning LY track car using all high end parts and modifications. However, he fitted a full Milltek exhaust system inc de-cat and I didn't get the OE cat back for MOT's. What are my options (I don't know a friendly MOT tester)

#1. Do I purchase an OE cat from new just for MOT testing and if so are there any recommendations?
#2. Do I purchase a Milltek sports cat for £700? If so will this still pass emotions and will I need it mapped again as it's currently mapped for de-cat by Engine Dynamics.

All opinions and suggestions welcome.
 

npt

  BMW 320d- 172 cup
One question regarding the cat, if you were to remove it after the mot then be involved in an accident, what would happen once the insurance guy checks the car and notices its missing? Im guessing they wouldn't pay out even if you had declared it as its illegal?
 

MAXRUNDOWN

ClioSport Club Member
Take it to an exhaust fabricator and get a sports cat welded into the exhaust. There's no point in running a decat on a road car, the power loss from running a sports cat is negligible if anything at all, you won't notice a couple of BHP anyway and it's worth having one to do away with the hassle of swapping exhaust parts every year or having to get dodgy MOT's.

Plus not having one when the car should is illegal, if you care about that.



https://nemesisuk.com/products/univ...00-cell-from-magnaflow?variant=51889801822586
 

Chrisgti6

ClioSport Club Member
  Too many
One question regarding the cat, if you were to remove it after the mot then be involved in an accident, what would happen once the insurance guy checks the car and notices its missing? Im guessing they wouldn't pay out even if you had declared it as its illegal?
It's highly unlikely that they would be checking for a cat after an accident.

I had a Volvo S40 written off a number of years ago. Stupidly It had a fair few undeclared mods. Koni orange shocks, front mount intercooler, intake pipework, downpipe and decat, remap and none original wheels (still Volvo wheels though). Nothing was said at all, paid out without quibble (and a lot more than I was expecting).

I'm not condoning not declaring mods by the way, it was a bit silly and lucky on my part.
 

The Psychedelic Socialist

ClioSport Club Member
It's highly unlikely that they would be checking for a cat after an accident.

I had a Volvo S40 written off a number of years ago. Stupidly It had a fair few undeclared mods. Koni orange shocks, front mount intercooler, intake pipework, downpipe and decat, remap and none original wheels (still Volvo wheels though). Nothing was said at all, paid out without quibble (and a lot more than I was expecting).

I'm not condoning not declaring mods by the way, it was a bit silly and lucky on my part.
Surely that all depends on the accident?

If you've written off your own car into a tree and they're looking at a few grand pay out, it's probably not worth their time to investigate.

If you've caused a multi-car pile up with life changing injuries / death and £million awards, then I'd imagine they'd be going over everything with a fine tooth comb.
 

TrackerMan

ClioSport Club Member
Thanks for all the replies guys. In answer to a couple of questions..

The car has had the pre-cat removed too so it's completely de-catted.

All mods are declared with my insurer so there would be no issues if God forbid I had a accident and had to make a claim.

I'm thinking of just biting the bullet and getting a Milltek sports cat however once fitted would I need to get Engime Dynamics to tweak the map they've current set up.

Cheers.
 

Donny_Dog

ClioSport Club Member
  Jim's rejects
It's highly unlikely that they would be checking for a cat after an accident.

I had a Volvo S40 written off a number of years ago. Stupidly It had a fair few undeclared mods. Koni orange shocks, front mount intercooler, intake pipework, downpipe and decat, remap and none original wheels (still Volvo wheels though). Nothing was said at all, paid out without quibble (and a lot more than I was expecting).

I'm not condoning not declaring mods by the way, it was a bit silly and lucky on my part.
Haha.
My first ever accident was in 2001 in my Fiesta and it was a 1.1 popular plus...
But I bought a stolen/recovered XR2 and transferred everything over to the 1.1 shell, barring the engine and box. If you blocked your ears and didn't race it, you'd never tell.
A chap pulled out of a junction into the front wing and the insurance back then said "er... Its an XR2 insured as a 1.1. We aren't paying out"
My mum rang up and kicked off :ROFLMAO:
They agreed to replace the wing but I had to replace the body kit.

How times have changed. I'd be in jail now.
 

Donny_Dog

ClioSport Club Member
  Jim's rejects
Thanks for all the replies guys. In answer to a couple of questions..

The car has had the pre-cat removed too so it's completely de-catted.

All mods are declared with my insurer so there would be no issues if God forbid I had a accident and had to make a claim.

I'm thinking of just biting the bullet and getting a Milltek sports cat however once fitted would I need to get Engime Dynamics to tweak the map they've current set up.

Cheers.
No
 

Louis

I Love Ed Sheeran
ClioSport Club Member
Surely that all depends on the accident?

If you've written off your own car into a tree and they're looking at a few grand pay out, it's probably not worth their time to investigate.

If you've caused a multi-car pile up with life changing injuries / death and £million awards, then I'd imagine they'd be going over everything with a fine tooth comb.
How do they prove without doubt that you knew?
 

The Psychedelic Socialist

ClioSport Club Member
How do they prove without doubt that you knew?
Do they have to prove without doubt? I don't know how it works with big claims like that.

Presumably you'd have a case to say you had no idea if your car was otherwise completely stock, just with a decat. But if you're in a clearly heavily modified car, balance of probability suggests that you either know about it or you should have known about it. I suppose they'd say, if you didn't know about it, how did you get it through its last MoT...
 

VenomUK

ClioSport Club Member
  Clio 172
I'm not sure of the position on these if they go down the back of the bulkhead or under the car.

If down the back of the engine/bulkhead then find a friendly MOT tester. If the car is in track state then explain to them it does very little if any road use and someone will help you.

If it is under the car and accessible then get a second hand CAT and swap for MOT time. If you cant be arsed with all that then get a 200 cell and swap it out and leave it be. If you don't mind throwing a spanner around then later down the line get the CAT you buy and get an exhaust specialist to fab some V clamps on to your existing system and then the process becomes even easier.
 

TrackerMan

ClioSport Club Member
Cheers again for all the replies.

I'm deffo gonna go down the Milltek sports cat route especially if I dont need it mapping again. I would be right in assuming the sports cat would get the car through emissions even with the pre cat removed in the manifold?
 

mumpy

ClioSport Club Member
  Clio 172, WRX STI
Cheers again for all the replies.

I'm deffo gonna go down the Milltek sports cat route especially if I dont need it mapping again. I would be right in assuming the sports cat would get the car through emissions even with the pre cat removed in the manifold?
Get it running hot before testing
 

R3k1355

ClioSport Club Member
How do they prove without doubt that you knew?

Do they have to prove without doubt? I don't know how it works with big claims like that.

3rd party is always covered regardless of what you do. Can be drunk/high and go steaming through a bus stop full of nuns and they'll pay out for the 3rd parties injuries.
The costs they can refuse to pay out are you own, so the overall cost of a claim isn't so much the defining point.

They could look to recover costs from a claim if it was you at fault though.
 


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